تتبع المدفوعات عبر الحدود حتى بدون وصول مباشر إلى SWIFT*

للشركات المالية التقنية ومقدمي خدمات الدفع والمؤسسات المالية الإلكترونية ووسطاء الصرف الأجنبي — ابدأ في يوم عمل واحد.

ابدأ التجربة المجانية

Payment Tracking Made Simple for Fintech

Fintech companies and banks typically rely on the following options for cross-border payment tracking: SWIFT* Basic Tracker, SWIFT GPI*, or information from partner banks. However, these methods aren't always accessible, especially for early-stage PSPs and EMIs. That's where Ohmyfin comes in.

We provide an alternative payment tracking solution that's ideal for fintech companies looking for speed, flexibility, and transparency. You can track the status of international payments and monitor cross-border transfers in real-time with our comprehensive platform. You may also provide this functionality to your users by integrating it into your internet and mobile banking solutions.

You don't need to share any personal data—no names, no bank account numbers—to track payments with Ohmyfin. All we require is the UETR*, sender's reference, transaction date, and currency to provide real-time status updates.

How It Works

1

Connect

Simple onboarding, no SWIFT membership required, just sign up with your business email.

2

Track Manually

Use UETR*, sender's reference, transaction date, and currency to track first payments.

3

Integrate

Need more value from web-based tracking? Integrate our API into your backoffice or mobile banking solutions.

Prevent Payment Delays with Smart Validation

Businesses and individuals often resort to tracking tools after delays or errors occur, making fintech and banks life more difficult with a big amount of requests. But with the right tools in place, many of those issues can be avoided altogether.

Ohmyfin provides a powerful payment validation API that helps you detect errors before the payment is even sent. By validating beneficiary details and routing information upfront, you can reduce failed transactions, avoid payment investigations, and accelerate processing times.

Plan ahead. Prevent problems. And keep your cross-border payments flowing smoothly — all in real-time.

Why Choose Ohmyfin

  • Start in 1 business day
  • Use WEB-access to track payments immediately
  • Simple JSON-API for your backoffice or mobile banking solutions
  • Use Standard Settlement Instruction Data for routing
  • No exchange of personal data for payment tracking
  • Volume-based pricing from $100/month

Perfect For

Payment Service Providers (PSPs)

Gain end-to-end visibility into every customer transaction—so you can proactively update users, reduce "where's my money?" inquiries, and boost trust without adding support headcount.

EMIs

Improve treasury visibility and liquidity forecasting by seeing all inbound and outbound cross-border flows in real time—helping you optimize capital allocation and avoid unexpected shortfalls.

Licensed FX Brokers

Assure clients that their converted funds landed safely: monitor the journey from your FX platform to their bank accounts, catch exceptions early, and uphold your delivery SLAs (and reputation).

Early-stage Fintechs

Get real-time payment visibility while you are still waiting for SWIFT membership. Plug into our API and start confirming incoming and outgoing flows the moment you go live.

"We work with multiple partner banks for different currencies. When clients inquire about payment status, we previously had to contact each bank manually. Some banks don't support GPI tracking and instead require investigation requests — which is time-consuming and leaves our customers frustrated. Ohmyfin provided us with the visibility we needed. Now we can immediately identify if a customer's payment was rejected, and we've significantly reduced our support workload."

— Head of Operations, U.S.-based Money Services Business

Ready to Transform Your Payment Tracking?

Track Your Payments Today

* - Disclaimers: SWIFT, UETR and GPI are trademarks owned by S.W.I.F.T. SC, which is headquartered at Avenue Adele 1, 1310 La Hulpe, Belgium. We are not in any way affiliated with S.W.I.F.T. Other terms, names and/or logos can be protected trademarks of respective owners. We are not affiliated, unless clearly stated. We do not provide any financial services.