PKO BANK POLSKI S.A., BIC/SWIFT Code Details
BPKOPLPWTDH is the SWIFT/BIC code for PKO BANK POLSKI S.A. in Warszawa, Poland. It identifies the HEAD OFFICE - TREASURY DEPARTMENT. The 8-character form is BPKOPLPW and the 11-character form is BPKOPLPWTDH. The bank is listed as a SWIFT gpi member.
Branch name: HEAD OFFICE - TREASURY DEPARTMENT
Address: UL. PULAWSKA 15 WARSZAWA, 02-515 639 POLAND
General instructions for international payments to banks in POLAND:
OverviewInformation provided by the Beneficiary: Remitter should obtain all required bank information from the Beneficiary (e.g. SWIFT BIC, IBAN, and beneficiary bank address).Central Bank: For additional information, please refer to www.nbp.pl.Country Requirements/RestrictionsCurrency & Clearing Information: Poland is a member of the European Union (EU) and is adopting the payment practices of the European Union. However, the country has not adopted the euro.Account Restrictions: Residents and ... non-residents are permitted to open and maintain domestic or foreign currency accounts either locally or abroad. However, residents can’t convert their domestic currency into foreign currency.SEPA: Strict formatting standards and SEPA guidelines exist in Europe regarding cross-border payments. IBAN and SWIFT BIC are required for all euro payments. SEPA standards apply for euro payments to beneficiaries with accounts in Poland. SEPA standards do not apply for Polish zloty payments.Payment Formatting Rules for PLNOrdering Customer (SWIFT MT103 F50): Include account number, full name (no initials), and address of the ordering customer. Use of initials can delay receipt of funds by the beneficiary.Beneficiary Customer (SWIFT MT103 F59): Include account number (IBAN), full name (no initials), and address of the beneficiary customer. Use of initials may delay receipt of funds by the beneficiary.Use of IBAN numbers is highly recommended. If IBAN is not provided, there is a high risk the payment will be returned. IBAN is required for all EUR payments subject to SEPA standards.In Poland, for SWIFT transfers include the SWIFT BIC with the branch identifier (if required), full name, and address of the beneficiary bank. The SWIFT BIC is 8 or 11 alphanumeric characters: xxxxPLxx or xxxxPLxxxxx. It is recommended to state the purpose of payment. For tax payments, include additional details such as NIP (Numer Identyfikacji Podatkowej) or REGON (Rejestr Gospodarki Narodowej), the period the payment covers, and the kind of tax being paid. Read more
IBAN: In Poland, the IBAN consists of 28 characters. It starts with the country code 'PL', followed by a two-digit checksum and the national account number, which includes the bank account number and other details. The format includes 8 alphanumeric characters followed by 16 numeric characters. An example of electronic format is PL12345678912345678912345678, and the print format is presented as PL12 3456 7891 2345 6789 1234 5678. The use of IBAN is highly recommended, especially for EUR payments, as per SEPA standards.
Standard Settlement Instructions (SSI) contain the list of correspondent banks for each currency.
To track a SWIFT cross-border payment to or from PKO BANK POLSKI S.A., you need a UETR code, reference number, amount, payment date, and currency. This information is typically found in an MT103 form.
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