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Plan cross-border payments, resolve delays, analyze correspondent bank routes, and screen sanctions, powered by AI that understands cross-border payments.

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My USD payment to UAE hasn't been credited in 7 days. The beneficiary says they don't see it.
UAE banks enforce strict purpose-of-payment codes for STP. If the sender used an incorrect or missing code, the payment can be held or returned by the beneficiary bank. Did the sender include a purpose code in field 70?
I'm not sure. What is STP?
STP stands for Straight-Through Processing, meaning the payment is credited automatically without manual intervention. UAE requires valid purpose codes for this to work. Do you have the MT103 or pacs.008 message? I can check the fields and identify the issue.

What would you like to do?

Plan and analyze cross-border payments

Before you send Plan a payment

Pick the correspondent route and see the arrival time and the cost.

 After you send Analyze a payment

Delayed? Ohm reads the payment message, checks the country rules and says what to do next.

Validate documents

Upload an MT103, an invoice or a bill of lading. Each check is named, with its result.

Check a document

Screen for sanctions

Check a person, a company or a vessel against 300+ sanctions lists.

Screen a name

Find correspondent banks

Look up a bank by name or BIC code and see the correspondents it settles through.

Look up a bank

Issue an invoice

A cross-border invoice that meets local rules, with both parties screened first.

Start your invoice

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