SKANDINAVISKA ENSKILDA BANKEN, BIC/SWIFT Code Details
ESSEFIHX is the SWIFT/BIC code for SKANDINAVISKA ENSKILDA BANKEN in Helsinki, Finland. It identifies the head office. The 8-character form is ESSEFIHX and the 11-character form is ESSEFIHXXXX.
Address: ETELAESPLANADI 18 HELSINKI, 00130 FINLAND
General instructions for international payments to banks in FINLAND:
To send payments to Finland, remitters should ensure all necessary bank details are obtained from the beneficiary, including SWIFT BIC, IBAN, and the beneficiary bank's address. For euro payments under SEPA standards, both IBAN and SWIFT BIC are required. The Ordering Customer must provide their account number, full name without initials, and address to prevent payment delays. Similarly, the Beneficiary Customer section should include the IBAN, full name without initials, and address. The IBAN i ... s mandatory for Finnish accounts and must follow the specific structure. The Beneficiary Bank section must include the SWIFT BIC with the branch identifier, along with full bank details. SWIFT BIC, consisting of 8 or 11 characters (format xxxxFIxx or xxxxFIxxxxx), is essential for routing payments. Read more
IBAN: In Finland, the IBAN is composed of 18 characters. The structure is FI2!n6!n7!n1!n, starting with the country code 'FI', followed by a two-digit checksum, a six-digit bank and branch code, a seven-digit account number, and one control digit. Example of an electronic format: FI9812345600000789. Print format example: FI98 1234 5600 0007 89.
Standard Settlement Instructions (SSI) contain the list of correspondent banks for each currency.
To track a SWIFT cross-border payment to or from SKANDINAVISKA ENSKILDA BANKEN, you need a UETR code, reference number, amount, payment date, and currency. This information is typically found in an MT103 form.
Create a free account to track payments and receive email alerts when status changes.
Everything on this page is also available from the Ohmyfin API: verify SWIFT/BIC codes, screen names against 300+ sanctions lists, and pull country banking rules. The public API needs no signup (3 requests a day per IP), and a free API key raises your limit.
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We are doing our best to demystify cross-border payments, however Ohmyfin is not responsible for any delays or losses related to usage of the information and services from our web site. Please contact your banks to receive safe advice.