Kyrgyzstan: SWIFT/BIC Codes & Payment Info

Browse banks, EMIs, PSPs and other organizations in Kyrgyzstan that hold a SWIFT/BIC code. See correspondent banking data and review the country's payment requirements.

Currency
KGS (Kyrgyzstani Som)
Convertibility
Freely convertible
The Kyrgyzstani som (KGS) is freely convertible; the NBKR intervenes periodically to smooth volatility but does not restrict conversion.
Currency controls
Liberal
Residents and non-residents may buy and sell foreign currency through licensed banks with no surrender or general repatriation requirement; physical cash export is capped above set limits.
FATF
Not grey-listed
Kyrgyzstan is on neither the FATF grey nor black list as of 2026; it belongs to the EAG (Eurasian Group), an FATF-style regional body, and is the first country in the EAG 3rd-round mutual evaluation, which is underway.
CRS / AEOI
Not a CRS/AEOI jurisdiction
Kyrgyzstan has not committed to the OECD Common Reporting Standard and does not carry out automatic exchange of financial account information as of 2026.
Sanctions
Implements UN; voluntary OFAC/EU/UK alignment
Kyrgyzstan keeps no national sanctions list but implements UN Security Council measures; local banks voluntarily align with OFAC, EU and UK regimes to protect correspondent access, and a small number of local institutions carry international designations.
Crypto / digital assets
Regulated; not for payment
Virtual assets are legal and licensed by FinSupervision under the 2022 Virtual Assets law (amended 2025), but crypto is not legal tender and banks do not offer it directly. A Digital Som CBDC and national stablecoins are in progress.
Cross-border payments and banking in Kyrgyzstan:

Kyrgyzstan's currency is the Kyrgyzstani som (KGS), a freely convertible currency managed by the National Bank of the Kyrgyz Republic (NBKR). The exchange system is liberal: residents and non-residents can buy and sell foreign currency through licensed banks, and there is no export-proceeds surrender or general repatriation requirement (physical cash export above set limits is capped). Kyrgyzstan is not part of SEPA and does not use IBAN. Domestic accounts are 16-digit numbers, and each bank and branch is identified by a 6-digit BIK (bank identification code) used for local clearing.

Inbound cross-border payments arrive by SWIFT MT103 (or the MX equivalent). To settle without delay, an instruction typically needs the ordering customer in field 50 (account number, full name without initials, and address); the beneficiary in field 59 (the 16-digit account number, full name, and address); the beneficiary bank in field 57 (its 6-digit BIK plus an 8- or 11-character SWIFT BIC, in the form xxxxKGxx or xxxxKGxxxxx); and an 8-digit purpose-of-payment code in field 70 with a description referencing the underlying invoice or contract. Payments missing the purpose code or BIK are commonly delayed or returned, so confirm the current code list with the beneficiary bank before sending.

Expect a few local operating rules. Beneficiaries of foreign-currency payments are often asked to complete a form describing the nature of the payment before their account is credited, and rent for premises cannot be paid directly to a landlord (other payments to individuals are permitted). Non-resident onboarding usually needs a valid passport and a KYC questionnaire, and banks may request further documents under Kyrgyz law.

On compliance, Kyrgyzstan is not on the FATF grey or black list as of 2026. It belongs to the EAG (Eurasian Group), an FATF-style regional body, and is the first country in the EAG 3rd-round mutual evaluation, which is still in progress. It is not a committed OECD CRS/AEOI jurisdiction. Kyrgyzstan keeps no national sanctions list of its own but implements UN Security Council measures, and local banks voluntarily align with OFAC, EU and UK regimes to preserve their correspondent relationships. A small number of local institutions carry international designations, so screen counterparties before you pay.

Regulatory and cross-border snapshot

Central bank
National Bank of the Kyrgyz Republic · official site
AML authority
State Financial Intelligence Service, under the Ministry of Finance
Sanctions posture
Kyrgyzstan keeps no national sanctions list but implements UN Security Council measures; local banks voluntarily align with OFAC, EU and UK regimes to protect correspondent access, and a small number of local institutions carry international designations.
Correspondent routing
Most Kyrgyz banks hold no direct account with a US clearing bank, so USD normally routes through a correspondent in a neighbouring Central Asian state or in the EU, which then settles via a US clearing intermediary; because routes can run several hops, the choice materially affects cost and speed. Western correspondents generally exclude Russia- and Belarus-related USD and EUR flows, and RUB typically moves only through Russian banks.
Reference sources: National Bank of the Kyrgyz Republic (NBKR)· FATF - Jurisdictions under Increased Monitoring (June 2026)· Eurasian Group on Combating Money Laundering (EAG)· OECD - CRS by jurisdiction (AEOI portal)· State Financial Intelligence Service of the Kyrgyz Republic (SFIS)· U.S. State Department - 2025 Investment Climate Statement, Kyrgyz Republic

SWIFT/BIC code holders in Kyrgyzstan (27)

Banks, EMIs, PSPs and other organizations with an assigned BIC. Click any entry for SWIFT/BIC details, correspondent banking data and supported currencies.

Frequently asked questions

Does Kyrgyzstan use IBAN?

No. Kyrgyzstan does not use IBAN and is not part of SEPA. Domestic accounts are 16-digit numbers, and each bank and branch is identified by a 6-digit BIK code used for local clearing. For an inbound SWIFT payment you need the beneficiary's 16-digit account number, the beneficiary bank's SWIFT BIC, and its BIK.

Is Kyrgyzstan on the FATF grey list?

No. As of 2026 Kyrgyzstan is on neither the FATF grey list (jurisdictions under increased monitoring) nor the black list. It is a member of the EAG, an FATF-style regional body, and is the first country undergoing the EAG's 3rd-round mutual evaluation, which is still in progress.

How do USD payments reach Kyrgyzstan?

Most Kyrgyz banks have no direct account with a US clearing bank, so USD usually routes through a correspondent in a neighbouring Central Asian state or in the EU, which then settles through a US clearing intermediary. Because a payment can take several hops, the route chosen affects cost and settlement time. Always include an 8-digit purpose-of-payment code and the beneficiary bank's BIK, and confirm the current code with the beneficiary bank.

Is Kyrgyzstan a CRS country?

No. As of 2026 Kyrgyzstan is not a committed OECD Common Reporting Standard (CRS) / Automatic Exchange of Information jurisdiction and does not exchange financial account data under CRS. It participates in international AML/CFT work through the EAG, which is separate from CRS.

How is cryptocurrency regulated in Kyrgyzstan?

Virtual assets are legal in Kyrgyzstan and regulated under the 2022 Law on Virtual Assets (amended in 2025), supervised by the Financial Market Supervision and Regulation Service (FinSupervision). Exchange and trading operators must be licensed and apply mandatory KYC and AML controls, and their servers must sit in or be controlled from Kyrgyzstan. Cryptocurrency is not legal tender and cannot be used as a means of payment, and banks do not offer crypto services directly, so conversions run through licensed platforms. Separately, the National Bank is piloting a central bank digital currency, the Digital Som, which has been granted legal-tender status for when it launches, and som- and US dollar-pegged national stablecoins have been introduced for settlement, including cross-border use.

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