What is the SWIFT/BIC code format used in Portugal?

Every bank, EMI and PSP in Portugal that sends international payments has an 8 or 11 character SWIFT/BIC code. Ohmyfin lists 170 institutions in Portugal with an assigned BIC. You can verify any of them on this page or through the Ohmyfin API.

Is IBAN mandatory in Portugal?

Yes. IBAN is required for bank accounts in Portugal. The local IBAN follows the format PT2!n4!n4!n11!n2!n.

Portugal: SWIFT/BIC Codes & Payment Info

Browse banks, EMIs, PSPs and other organizations in Portugal that hold a SWIFT/BIC code. See correspondent banking data and review the country's payment requirements.

Moneda

EUR (Euro)

IBAN

Mandatory (PT2!n4!n4!n11!n2!n)

SEPA

Sí

Cross-border payments and banking in Portugal:

Information provided by the Beneficiary: The remitter should obtain all required bank information from the Beneficiary, such as the SWIFT BIC, IBAN, and the beneficiary bank address.

Central Bank: For additional information, refer to www.bportugal.pt.

Country Requirements/Restrictions:

Payment Restrictions: There are no restrictions on the payment amount. All transactions between residents and non-residents above EUR 12,500 must be reported to the Banco de Portugal. Payments made to and from accounts held by residents abroad must also be reported.
Account Restrictions: Both residents and non-residents can open and maintain domestic or foreign currency accounts locally or abroad.

SEPA: SEPA guidelines apply for euro payments, and IBAN and SWIFT BIC are required for all euro payments. Strict formatting standards must be followed.

Payment Formatting Rules for EUR:

Ordering Customer (SWIFT MT103 F50): Include the account number, full name (no initials), and address of the ordering customer. Avoid using initials to prevent delays.
Beneficiary Customer (SWIFT MT103 F59): The account number (IBAN), full name (no initials), and address of the beneficiary must be included to avoid delays in fund receipt. IBAN numbers for beneficiaries with accounts in Portugal must be part of the payment instructions.
Beneficiary Bank (SWIFT MT103 F57): SWIFT BIC with branch identifier (if needed), full name, and address of the beneficiary bank should be provided. SWIFT BIC is 8 or 11 alphanumeric characters, formatted as xxxxPTxx or xxxxPTxxxxx.

SWIFT/BIC code holders in Portugal (170)

Banks, EMIs, PSPs and other organizations with an assigned BIC. Click any entry for SWIFT/BIC details, correspondent banking data and supported currencies.

CIEDPTP1 321 CREDITO INSTITUICAO FINANCEIRA DE, CREDITO S.A. CAGLPTPL ABANCA CORPORACION BANCARIA, SA,, SUCURSAL EM PORTUGAL APSVPTP1 AGEAS PORTUGAL - COMPANHIA DE SEGUROS, DE VIDA S.A. IGCPPTPL AGENCIA DE GESTAO DA TESOURARIA E DA, DIVIDA PUBLICA, IGCP EPE COOGPTP1 ARC RATINGS, S.A. AGPPPTPP ASCENDI, SGPS, S.A. AIFCPTP1 ATRIUM INVESTIMENTOS- SOCIEDADE, FINANCEIRA DE CORRETAGEM, SA AXLPPTP1 AXA INVESTMENT MANAGERS (AXA IM) ACTVPTPL BANCO ACTIVOBANK S.A. MEIIPTP1 BANCO ACTIVOBANK, S.A. BAPAPTPL BANCO ATLANTICO EUROPA, SA BAIPPTPL BANCO BAI EUROPA, SA BPNPPTPL BANCO BIC PORTUGUES, S.A. BBVAPTPL BANCO BILBAO VIZCAYA ARGENTARIA S.A.,, SUCURSAL EM PORTUGAL CRRCPTP1 BANCO BNP PARIBAS PERSONAL FINANCE S.A. CETMPTP1 BANCO BNP PARIBAS PERSONAL FINANCE, S.A. BBPIPTPL BANCO BPI, S.A. MIISPTP1 BANCO COFIDIS, SA CMACPTP1 BANCO COMERCIAL DE MACAU S.A CISFPTP1 BANCO COMERCIAL PORTUGUES CRRSPTP1 BANCO COMERCIAL PORTUGUES S.A. BCOMPTPL BANCO COMERCIAL PORTUGUES, S.A. CRBBPTP1 BANCO CREDIBOM, SA CTTVPTPL BANCO CTT, S.A. BBLAPTP1 BANCO DE BOSTON LATINO AMERICANO S.A. BDIGPTPL BANCO DE INVESTIMENTO GLOBAL S.A. INIOPTP1 BANCO DE INVESTIMENTO IMOBILIARIO SA BGALPTPL BANCO DE PORTUGAL BSABPTPL BANCO DE SABADELL S.A., SUCURSAL EM, PORTUGAL BRASPTPL BANCO DO BRASIL AG SUCURSAL EM, PORTUGAL BFIAPTPL BANCO FINANTIA S.A IVVSPTPL BANCO INVEST, SA BLJCPTPT BANCO L.J. CARREGOSA, S.A. MASNPTP1 BANCO MADESANT - SOCIEDADE UNIPESSO AL, SA BPGPPTPL BANCO PORTUGUES DE GESTAO, S.A. PRUUPTP1 BANCO PRIMUS, S.A. IBNBPTP1 BANCO SANTANDER CONSUMER PORTUGAL SA TOTAPTPL BANCO SANTANDER TOTTA, SA BKCHPTPL BANK OF CHINA ( EUROPE) S.A. LISBON, BRANCH-SUCURSAL EM PORTUGAL BOTKPTP1 BANK OF TOKYO-MITSUBISHI UFJ, LTD., THE BKBKPTPL BANKINTER SA- SUCURSAL EM PORTUGAL PSABPTP1 BANQUE PSA FINANCE BARCPTPC BARCLAYS BANK IRELAND PLC - SUCURSAL EM, PORTUGAL BIFDPTP1 BBVA INSTITUICAO FINANCEIRA DE CREDITO, S.A BESZPTPL BEST- BANCO ELECTRONICO DE SERVICO, TOTAL S.A. BHODPTPL BIAL - HOLDING, S.A. BNFIPTPL BISON BANK, S.A. ITCAPTP1 BIZ VALOR - SOCIEDADE CORRETORA, S.A. PGPAPTP1 BMO PORTUGAL, GESTAO DE PATRIMONIOS, S.A BNICPTPL BNI - BANCO DE NEGOCIOS INTERNACIONAL, (EUROPA), S.A. BNPAPTPL BNP PARIBAS BNPAPTPP BNP PARIBAS PERSONAL FINANCE, S.A. - SUCURSAL EM PORTUGAL BNPAPTPP BNP PARIBAS PERSONAL FINANCE, S.A.-, SUCURSAL EM PORTUGAL BPWMPTP1 BNP PARIBAS WEALTH MANAGEMENT SA -, SUCURSAL EM PORTUGAL XBDPPTP1 BOLSA DE DERIVADOS DO PORTO BPGAPTP1 BPI GESTAO DE ACTIVOS CAOGPTP1 CAIXA AGRICOLA GESTIONE CXBIPTPL CAIXA BANCO DE INVESTIMENTO, S.A CCCMPTPL CAIXA CENTRAL CREDITO AGRICOLA MUTUO CCCHPTP1 CAIXA DE CREDITO AGRICOLA MUTUO DA, CHAMUSCA, C.R.L CTCUPTP1 CAIXA DE CREDITO AGRICOLA MUTUO DE VILA, DO BISPO CRL CROMPTP1 CAIXA DE CREDITO AGRICOLA MUTUO DE, ALJEZUR CRL CERTPTP1 CAIXA DE CREDITO AGRICOLA MUTUO DE, BOMBARRAL CRL CDCTPTP2 CAIXA DE CREDITO AGRICOLA MUTUO DE, LEIRIA, CRL CDOTPTPP CAIXA DE CREDITO AGRICOLA MUTUO DE, MAFRA CRL CTLUPTP1 CAIXA DE CREDITO AGRICOLA MUTUO DE, TERRAS DE VIRIATO, CRL CTIUPTPP CAIXA DE CREDITO AGRICOLA MUTUO DE, TORRES VEDRAS, C.R.L. CTLOPTP1 CAIXA DE CREDITO AGRICOLA MUTUO DOS, ACORES CRL CEARPTP1 CAIXA ECONOMICA DA ASSOCIACAO DE, SOCORROS MUTUOS CEMAPTP2 CAIXA ECONOMICA DA MISERICORDIA DE, ANGRA DO HEROISMO

Portugal: SWIFT/BIC Codes & Payment Info

SWIFT/BIC code holders in Portugal (170)

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