We are Ohmyfin

Founded in 2022. We give finance and operations teams the data and the tools to validate, plan, track and screen cross-border payments.

The problem we work on

Cross-border payments stay opaque for the people making them. What a transfer really costs, how long it really takes, where it is at this moment, and whether it will clear compliance are all hard questions to answer from the outside. We do not move money ourselves. We provide the data behind those questions, so that the answer you get is something better than "three to five business days" or "somewhere at an intermediary bank".

Where our answers come from

We combine real-time data from large banks, our own database of correspondent relations and settlement instructions, our own consolidation of global watchlists (sanctions, adverse media, politically exposed persons), continuous monitoring of regulatory change across jurisdictions, and a number of other sources.

How you work with us

Through the web, our API, our MCP server, or Ohm, our AI assistant. There is a great deal to check inside a single transaction, so we recommend starting with Ohm: every tool and every dataset we have sits behind it. It is also the right place to be while you are still planning a payment, not yet chasing one.

Connected works better than copy and paste

You can use everything by hand: paste the details of a payment, or upload an MT103 or a pacs.008 document. That works, but it is friction. What we recommend instead is connecting your banks and your accounting or ERP system directly. Our Connect team builds those integrations for you, at no charge, for anything that has an API. Once it is in place, the same connection also serves as a lean treasury management system for the rest of your work.

Who we work with

Two kinds of customers. Fintechs and financial institutions, which use our data to give their own clients a better answer than they could otherwise. And small and medium companies in international trade, which do not get the answers they need from their banks. They are spread all over the world, apart from heavily sanctioned jurisdictions, and most of them sit in the traditional trade hubs: the United States, Hong Kong, the UAE, Turkiye and India.

Who is behind it

Ohmyfin was founded by Andy Avramenko, who lives in Berlin. One of his own SWIFT payments went missing for 45 days, and nobody in the chain could tell him where it was. That is where the idea for this company came from. Before Ohmyfin he covered the financial sector at IBM in several roles, and then led a health tech startup.

The company is fully bootstrapped. We do not look for outside investment unless it brings something besides money, such as a new class of problem to solve or distribution for what we have already built.

If you are in Berlin and would like to have a coffee, write to him on LinkedIn.

The company

Ohmyfin Limited is registered in England and Wales, and Ohmyfin is a protected trademark. We are open to long-term partnerships and custom implementation projects, and the best way to start one is to request a working session with us.

• Legal name Ohmyfin Limited
• Company number 15431563, England and Wales
• Trademark UK00004317799, UK Intellectual Property Office

The one thing we cannot do

International trade is one of the most peacemaking forces in the world, and since 2022 we value peace even more than we used to. There is also a great deal of fraud around it. We do what we can about that: we validate MT103 and pacs.008 payment confirmations, and we show how many times a payment has been looked up through us, which is how a confirmation circulated among dozens of victims gives itself away.

The limit is worth stating plainly. We are not a bank, not a financial institution, and not affiliated with S.W.I.F.T. SC. No document and no tracker, ours included, can prove that money was really sent to you. Nothing is proof until the funds are credited to your account. If somebody is showing you a payment confirmation right now, read our scam alert first.