Great Britain: SWIFT/BIC Codes & Payment Info

Browse banks, EMIs, PSPs and other organizations in Great Britain that hold a SWIFT/BIC code. See correspondent banking data and review the country's payment requirements.

Currency
GBP (Pound Sterling)
IBAN
Mandatory (GB2!n4!a6!n8!n)
SEPA
Yes
Convertibility
Freely convertible
The pound sterling (GBP) is a freely floating, fully convertible major reserve currency managed by the Bank of England, with no exchange controls.
Currency controls
None
The UK operates a fully open capital account with no exchange or capital controls; cash of GBP 10,000 or more crossing the border must be declared to HMRC.
FATF
Member, not listed
The UK is a founding FATF member and is on neither the FATF grey nor black list; its 2018 mutual evaluation found a well-developed AML/CFT regime, and it assumed the two-year FATF Presidency in July 2026.
CRS / AEOI
CRS participant
The UK is an early-adopter OECD Common Reporting Standard jurisdiction and has exchanged financial-account information automatically since 2017.
Sanctions
Autonomous UK regime plus UN
The UK runs its own autonomous sanctions regime under SAMLA 2018 and implements UN measures; since January 2026 all designations sit on the single UK Sanctions List. Screen counterparties.
Crypto / digital assets
Legal; full FCA regime from 2027
Cryptoassets are legal property but not legal tender; firms currently need FCA anti-money-laundering registration, and a full FCA authorisation regime under FSMA commences on 25 October 2027. The digital pound remains in design, with no launch decision taken.
Cross-border payments and banking in Great Britain:

The UK's currency is the pound sterling (GBP), a freely floating, fully convertible major reserve currency managed by the Bank of England. There are no exchange controls and the capital account is fully open: residents and non-residents may hold, buy and transfer any currency without restriction or approval, though cash of GBP 10,000 or more carried across the border must be declared to HMRC. The UK uses IBAN: a UK IBAN is 22 characters, made up of GB, two check digits, a four-letter bank code, the six-digit sort code, and the eight-digit account number. The sort code identifies the bank and branch and drives domestic routing. Despite leaving the EU, the UK stays within the SEPA geographical scheme, so euro credit transfers to and from the UK still run on SEPA rails, although UK-to-EU payments now count as international rather than domestic.

Inbound cross-border payments arrive by SWIFT (MT103 or the ISO 20022 MX equivalent) and then settle domestically through one of the UK's payment systems: CHAPS for same-day high-value sterling, Faster Payments for near-instant retail transfers up to GBP 1 million around the clock, and Bacs for batched direct credits and debits. To credit a beneficiary without delay, an instruction typically needs:

The UK is phasing in ISO 20022 enhanced-data rules on CHAPS: purpose codes and LEIs are already required for inter-bank and property payments, and from November 2026 CHAPS will reject fully unstructured address data, so structured beneficiary details are worth adopting now.

On compliance, the UK is a founding FATF member and sits on neither the FATF grey nor black list; its 2018 mutual evaluation found a well-developed regime, and it assumed the two-year FATF Presidency in July 2026. It is an early-adopter OECD CRS/AEOI jurisdiction and has exchanged financial-account information automatically since 2017. Anti-money-laundering rules rest on the Proceeds of Crime Act 2002 and the 2017 Money Laundering Regulations, supervised by the FCA for financial-services firms, with suspicious activity reported to the UK Financial Intelligence Unit inside the National Crime Agency. The UK runs its own autonomous sanctions regime under the Sanctions and Anti-Money Laundering Act 2018 and implements UN measures, and since January 2026 every designation sits on a single UK Sanctions List, so screen counterparties against it before you pay.

Cryptoassets are legal in the UK and treated as property, though they are not legal tender and are little used for everyday payment. Firms carrying on cryptoasset business must currently register with the FCA for anti-money-laundering purposes, and a full FCA authorisation regime under the Financial Services and Markets Act commences on 25 October 2027, bringing exchanges, custody, stablecoin issuance and staking inside the regulatory perimeter. A central bank digital currency, the digital pound, remains in its design phase, with no decision yet taken on whether to proceed.

Regulatory and cross-border snapshot

Central bank
The UK central bank: monetary policy, RTGS/CHAPS settlement, and prudential regulation (PRA). · official site
AML authority
UK Financial Intelligence Unit within the National Crime Agency; the FCA is the AML supervisor for financial-services firms.
Sanctions posture
The UK runs its own autonomous sanctions regime under SAMLA 2018 and implements UN measures; since January 2026 all designations sit on the single UK Sanctions List. Screen counterparties.
Correspondent routing
London is one of the world's principal clearing centres, so inbound sterling settles domestically same-day through CHAPS or near-instantly through Faster Payments, and major UK banks generally hold direct or well-established correspondent access for the main currencies rather than depending on long multi-hop chains. Foreign-currency legs still clear through the relevant home market, with USD settling via a US clearing intermediary and EUR through the euro area, so the currency of settlement, not access to the UK, is usually what drives routing and cut-off times. Sanctions screening against the UK Sanctions List applies to every payment; designated persons and entities are blocked, not whole country corridors.
Reference sources: Bank of England· Financial Conduct Authority (FCA)· Office of Financial Sanctions Implementation (OFSI), HM Treasury· The UK Sanctions List· Pay.UK (Faster Payments, Bacs)· National Crime Agency (UK Financial Intelligence Unit)· FATF - United Kingdom· OECD - CRS by jurisdiction (AEOI portal)
Cross-border invoice requirements for Great Britain E-invoicing rules, tax IDs, mandatory fields and invoice language for invoices issued in Great Britain.

SWIFT/BIC code holders in Great Britain (3459)

Banks, EMIs, PSPs and other organizations with an assigned BIC. Click any entry for SWIFT/BIC details, correspondent banking data and supported currencies.

LIMLGB21 LANCASTER INVESTMENT MANAGEMENT LLP LAATGB21 LANDBAY PARTNERS LIMITED SOLAGB2L LANDESBANK BADEN-WUERTTEMBERG LAPEGB21 LANDMARK PARTNER EUROPE LAAPGB21 LANGPORT CAPITAL LIMITED LACAGB21 LANSDOWNE CAPITAL LIMITED LAPAGB21 LANSDOWNE PARTNERS (UK) LLP LANEGB21 LARPENT NEWTON AND CO LTD LASIGB21 LAWCOMMERCIAL TRADING LIMITED LCINGB21 LAWRENCE CLARKE INVESTMENT, MANAGEMENT LLP LAPRGB21 LAWSON AND PARTNERS LIMITED LAZLGB21 LAZARD AND CO LIMITED LZFLGB21 LAZARD ASSET MANAGEMENT LAFMGB21 LAZARD FUND MANAGERS LIMITED LEILGB22 LBG EQUITY INVESTMENTS LIMITED LCHLGB2E LCH LIMITED LTVMGB21 LDC (MANAGERS) LIMITED LEATGB22 LEATHERBACK LTD LELEGB22 LEDGEREDGE LTD LEEDGB22 LEEDS BUILDING SOCIETY LUBSGB2L LEEK UNITED BUILDING SOCIETY RHIMGB21 LEGACY RHIM LP LGMSGB21 LEGAL AND GENERAL (PORTFOLIO, MANAGEMENT SERVICES) LIMITED LGASGB2L LEGAL AND GENERAL ASSURANCE SOCIETY, LIMITED LGFNGB2L LEGAL AND GENERAL FINANCE PLC LGIMGB2L LEGAL AND GENERAL INVESTMENT, MANAGEMENT LIMITED LGUTGBKA LEGAL AND GENERAL UNIT TRUST MANAGERS, LIMITED LIUTGB21 LEGG MASON INVESTMENT FUNDS LIMITED LIAMGB21 LEGGMASON INVESTORS ASSET MANAGERS, PLC SLHIGBA1 LEHMAN BROTHERS ASSET MANAGEMENT, (EUROPE) LIMITED LESEGB21 LEK SECURITIES UK LIMITED LELIGB21 LENDLEASE CHELMSFORD MEADOWS LIMITED JEIMGB21 LEUCADIA INVESTMENT MANAGEMENT LIMITED LCSLGB21 LEWIS CHARLES SECURITIES LTD. LLGMGB21 LGM INVESTMENTS LIMITED LWMUGB2L LGT WEALTH MANAGEMENT UK LLP LHCMGB22 LHCM LTD LHRAGB2L LHR AIRPORTS LIMITED LHVBGB2L LHV BANK LIMITED LIBRGB21 LIBERATA FINANCIAL SERVICES LTD LFMGGB2L LIBERTY FINANCE MANAGEMENT (LIG) LTD LSPPGB21 LIBERTY SIPP LIMITED LSPMGB2L LIBERTY SPECIALTY MARKETS LIMITED LCAPGB21 LIBERUM CAPITAL LIMITED LCIPGB22 LIFE CYCLE INVESTMENT PARTNERS LIMITED NYXLGB21 LIFFE ADMINISTRATION AND MANAGEMENT LIGTGB22 LIGHTHOUSE FX LTD LFICGB22 LIGHTWAY FINANCE LIMITED LIILGB21 LINDENGROVE CAPITAL LLP LITRGB21 LINDSELL TRAIN LIMITED LIIVGB21 LINEAR INVESTMENTS LIMITED CALEGB21 LINK FUND SOLUTIONS LIMITED LNKKGB22 LINK FX PLC CPRSGB21 LINK MARKET SERVICES LIMITED CITLGB21 LINK MARKET SERVICES TRUSTEES LIMITED LSLAGB22 LINK SCHEME LTD SETVGB21 LINK TREASURY SERVICES LIMITED LIINGB21 LIONHART INVESTMENTS LTD LIIFGB21 LIONTRUST INVESTMENT FUNDS LTD LIOTGB21 LIONTRUST INVESTMENT PARTNERS LLP LIISGB21 LIONTRUST INVESTMENT SERVICES LTD LCMPGB21 LIQUID CAPITAL MANAGEMENT LLP LICRGB21 LIQUID CAPITAL MARKETS LIMITED BABCGBB1 LIQUID GAS EQUIPMENT LIMITED LIFPGB21 LIQUIDITY FINANCE LLP LNELGB21 LIQUIDNET EUROPE LIMITED LVAMGB21 LIVERPOOL VICTORIA ASSET MANAGEMENT, LTD LVFSGB21 LIVERPOOL VICTORIA FINANCIAL SERVICES, LIMITED LLPYGB22 LL PAY UK LIMITED LLBLGB21 LLOYD BAUGHAN LLP

Frequently asked questions

Does the UK use IBAN?

Yes. The UK uses IBAN for international payments. A UK IBAN is 22 characters: the country code GB, two check digits, a four-letter bank code, the six-digit sort code, and the eight-digit account number. The sort code identifies the bank and branch, and for an inbound SWIFT payment you need the beneficiary's IBAN and the beneficiary bank's SWIFT BIC.

Is the UK on the FATF grey list?

No. The UK is a founding member of the FATF and is on neither the FATF grey list (jurisdictions under increased monitoring) nor the black list. Its 2018 mutual evaluation found a well-developed AML/CFT regime, and the UK assumed the rotating FATF Presidency, a two-year term, in July 2026.

Is the UK still part of SEPA after Brexit?

Yes. Although the UK has left the EU, it remains within the SEPA geographical scheme, so euro credit transfers and direct debits to and from UK accounts still run on SEPA rails. In practice UK-to-EU payments are now treated as international rather than domestic, so charging and information requirements can differ from intra-EU transfers.

Is the UK a CRS country?

Yes. The UK is an early-adopter OECD Common Reporting Standard (CRS) jurisdiction and has exchanged financial-account information automatically under CRS/AEOI since 2017. UK financial institutions identify and report accounts held by tax residents of other participating jurisdictions to HMRC.

How is cryptocurrency regulated in the UK?

Cryptoassets are legal in the UK and treated as property under English law, but they are not legal tender and are little used for everyday payment. Firms carrying on cryptoasset activities must currently register with the FCA for anti-money-laundering purposes, and crypto marketing to UK consumers must be approved by an FCA-authorised firm and carry risk warnings. A full FCA authorisation regime under the Financial Services and Markets Act, covering exchanges, custody, dealing, stablecoin issuance and staking, was made in 2026 and commences on 25 October 2027. Separately, the Bank of England is still in the design phase for a possible central bank digital currency, the digital pound, with no decision yet taken on whether to launch it.

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