Great Britain: SWIFT/BIC Codes & Payment Info

Browse banks, EMIs, PSPs and other organizations in Great Britain that hold a SWIFT/BIC code. See correspondent banking data and review the country's payment requirements.

Currency
GBP (Pound Sterling)
IBAN
Mandatory (GB2!n4!a6!n8!n)
SEPA
Yes
Convertibility
Freely convertible
The pound sterling (GBP) is a freely floating, fully convertible major reserve currency managed by the Bank of England, with no exchange controls.
Currency controls
None
The UK operates a fully open capital account with no exchange or capital controls; cash of GBP 10,000 or more crossing the border must be declared to HMRC.
FATF
Member, not listed
The UK is a founding FATF member and is on neither the FATF grey nor black list; its 2018 mutual evaluation found a well-developed AML/CFT regime, and it assumed the two-year FATF Presidency in July 2026.
CRS / AEOI
CRS participant
The UK is an early-adopter OECD Common Reporting Standard jurisdiction and has exchanged financial-account information automatically since 2017.
Sanctions
Autonomous UK regime plus UN
The UK runs its own autonomous sanctions regime under SAMLA 2018 and implements UN measures; since January 2026 all designations sit on the single UK Sanctions List. Screen counterparties.
Crypto / digital assets
Legal; full FCA regime from 2027
Cryptoassets are legal property but not legal tender; firms currently need FCA anti-money-laundering registration, and a full FCA authorisation regime under FSMA commences on 25 October 2027. The digital pound remains in design, with no launch decision taken.
Cross-border payments and banking in Great Britain:

The UK's currency is the pound sterling (GBP), a freely floating, fully convertible major reserve currency managed by the Bank of England. There are no exchange controls and the capital account is fully open: residents and non-residents may hold, buy and transfer any currency without restriction or approval, though cash of GBP 10,000 or more carried across the border must be declared to HMRC. The UK uses IBAN: a UK IBAN is 22 characters, made up of GB, two check digits, a four-letter bank code, the six-digit sort code, and the eight-digit account number. The sort code identifies the bank and branch and drives domestic routing. Despite leaving the EU, the UK stays within the SEPA geographical scheme, so euro credit transfers to and from the UK still run on SEPA rails, although UK-to-EU payments now count as international rather than domestic.

Inbound cross-border payments arrive by SWIFT (MT103 or the ISO 20022 MX equivalent) and then settle domestically through one of the UK's payment systems: CHAPS for same-day high-value sterling, Faster Payments for near-instant retail transfers up to GBP 1 million around the clock, and Bacs for batched direct credits and debits. To credit a beneficiary without delay, an instruction typically needs:

The UK is phasing in ISO 20022 enhanced-data rules on CHAPS: purpose codes and LEIs are already required for inter-bank and property payments, and from November 2026 CHAPS will reject fully unstructured address data, so structured beneficiary details are worth adopting now.

On compliance, the UK is a founding FATF member and sits on neither the FATF grey nor black list; its 2018 mutual evaluation found a well-developed regime, and it assumed the two-year FATF Presidency in July 2026. It is an early-adopter OECD CRS/AEOI jurisdiction and has exchanged financial-account information automatically since 2017. Anti-money-laundering rules rest on the Proceeds of Crime Act 2002 and the 2017 Money Laundering Regulations, supervised by the FCA for financial-services firms, with suspicious activity reported to the UK Financial Intelligence Unit inside the National Crime Agency. The UK runs its own autonomous sanctions regime under the Sanctions and Anti-Money Laundering Act 2018 and implements UN measures, and since January 2026 every designation sits on a single UK Sanctions List, so screen counterparties against it before you pay.

Cryptoassets are legal in the UK and treated as property, though they are not legal tender and are little used for everyday payment. Firms carrying on cryptoasset business must currently register with the FCA for anti-money-laundering purposes, and a full FCA authorisation regime under the Financial Services and Markets Act commences on 25 October 2027, bringing exchanges, custody, stablecoin issuance and staking inside the regulatory perimeter. A central bank digital currency, the digital pound, remains in its design phase, with no decision yet taken on whether to proceed.

Regulatory and cross-border snapshot

Central bank
The UK central bank: monetary policy, RTGS/CHAPS settlement, and prudential regulation (PRA). · official site
AML authority
UK Financial Intelligence Unit within the National Crime Agency; the FCA is the AML supervisor for financial-services firms.
Sanctions posture
The UK runs its own autonomous sanctions regime under SAMLA 2018 and implements UN measures; since January 2026 all designations sit on the single UK Sanctions List. Screen counterparties.
Correspondent routing
London is one of the world's principal clearing centres, so inbound sterling settles domestically same-day through CHAPS or near-instantly through Faster Payments, and major UK banks generally hold direct or well-established correspondent access for the main currencies rather than depending on long multi-hop chains. Foreign-currency legs still clear through the relevant home market, with USD settling via a US clearing intermediary and EUR through the euro area, so the currency of settlement, not access to the UK, is usually what drives routing and cut-off times. Sanctions screening against the UK Sanctions List applies to every payment; designated persons and entities are blocked, not whole country corridors.
Reference sources: Bank of England· Financial Conduct Authority (FCA)· Office of Financial Sanctions Implementation (OFSI), HM Treasury· The UK Sanctions List· Pay.UK (Faster Payments, Bacs)· National Crime Agency (UK Financial Intelligence Unit)· FATF - United Kingdom· OECD - CRS by jurisdiction (AEOI portal)
Cross-border invoice requirements for Great Britain E-invoicing rules, tax IDs, mandatory fields and invoice language for invoices issued in Great Britain.

SWIFT/BIC code holders in Great Britain (3459)

Banks, EMIs, PSPs and other organizations with an assigned BIC. Click any entry for SWIFT/BIC details, correspondent banking data and supported currencies.

STBOGB21 BREWIN BROKING LIMITED BRWDGB2L BREWIN DOLPHIN LIMITED BRWNGB21 BREWIN NOMINEES LIMITED BRSMGB21 BRI WEALTH MANAGEMENT PLC BLPMGB21 BRICK LANE CAPITAL MANAGEMENT LIMITED BRDDGB2L BRIDGEPOINT ADVISERS LIMITED BRPEGB21 BRIDGEPOINT PRIVATE EQUITY LTD BRWEGB21 BRISTOL AND WEST PLC CLGNGB22 BRISTOL- MYERS SQUIBB PHARMACEUTICALS, LIMITED BTTTGB22 BRIT FX LTD BITTGB2L BRIT LIMITED BRGVGB22 BRITANNIA GLOBAL INVESTMENTS LIMITED RMSFGB2L BRITANNIA GLOBAL MARKETS LIMITED BRGYGB22 BRITANNIA GLOBAL PAYMENTS LIMITED BRTLGB21 BRITANNIA LIFE LTD. BRETGB21 BRITANNIC ENERGY TRADING LIMITED BRTRGB21 BRITANNIC TRADING LTD BAEVGB21 BRITISH AIRWAYS PENSION INVESTMENT, MANAGEMENT BACMGB2L BRITISH ARAB COMMERCIAL BANK PLC BBCPGB2L BRITISH BROADCASTING CORPORATION BGPFGB21 BRITISH GAS PENSION FUNDS MANAGEMENT, LTD. BTCTGB2L BRITISH TELECOMMUNICATIONS PLC GSFNGB21 BROAD STREET PRINCIPAL INVESTMENTS UK, LTD BROAGB21 BROADBRIDGE CNETGB2L BROADRIDGE FINANCIAL SOLUTIONS LTD BTECGB2L BROKERTEC EUROPE LIMITED BSEPGB21 BROMPTON ASSET MANAGEMENT LLP BCFLGB21 BROOK CORPORATE FINANCE LIMITED BMAAGB21 BROOKS MACDONALD ASSET MANAGEMENT, LIMITED BRMGGB21 BROOKS MACDONALD GAYER AND CO LIMITED BRFNGB22 BROTHER FINANCE (U.K.) PLC BRAVGB21 BROWN ADVISORY LIMITED BBHIGB21 BROWN BROTHERS HARRIMAN INVESTOR, SERVICES LTD BSCOGB3L BROWN SHIPLEY AND CO. LIMITED BRCNGB21 BRUNSWICK CAPITAL MANAGEMENT LTD BRGAGB21 BRYAN GARNIER AND CO. LIMITED BTGUGB22 BT GROUP PLC BTSMGB2L BT PENSION SCHEME MANAGEMENT LIMITED BPULGB21 BTG PACTUAL EUROPE LLP BTIGGB21 BTIG LIMITED BTVEGB22 BTOMORROW VENTURES LIMITED BUWHGB21 BUCK AND WILLIS HEALTHCARE LTD BETRGB21 BUCK CONSULTANTS SHAREPLAN TRUSTEES, LIMITED BUCKGB2C BUCKINGHAMSHIRE BUILDING SOCIETY BURBGB2L BURBERRY LIMITED BBYOGB21 BURDETT BUCKERIDGE AND YOUG LTD BUEEGB22 BUREAU BUTTERCRANE LTD BUFPGB21 BUREAU FIDUCIAIRE LLP BURIGB22 BURLINGS BANK LTD BUADGB21 BURTON ADVISERS LIMITED CGSFGB21 BUSINESS SUPPORT AND FINANCIAL COMPANY, LTD ELAMGB21 BUX FINANCIAL SERVICES LIMITED BYBBGB2L BYBLOS BANK EUROPE S.A. (LONDON BRANCH) BZWSGB21 BZW SECURITIES LIMITED BZXIGB22 BZX INVESTMENTS LTD GLOGGB21 C AND C GLOBAL ARBITRAGE LIMITED CLRKGB22 C AND J CLARK LIMITED ONFMGB21 C B FINANCIAL SERVICES LIMITED CZSFGB21 C CZARNIKOW SUGAR FUTURES LTD BMPLGB21 C-QUADRAT ASSET MANAGEMENT (UK) LLP VIWWGB21 C-VIEW LIMITED HOABGB2L C. HOARE AND CO. ISAEGB2L CACEIS BANK, UK BRANCH GASDGB2L CADENT GAS LIMITED CAORGB21 CADMUS ORGANISATION LTD, THE CDAEGB21 CADOGAN ASSET MANAGEMENT LIMITED CAFBGB2M CAF BANK LTD CAFUGB21 CAIRN CAPITAL LIMITED CAIGGB21 CAIRNSEA INVESTMENTS LIMITED CAIXGB2L CAIXABANK, S.A. UK BRANCH

Frequently asked questions

Does the UK use IBAN?

Yes. The UK uses IBAN for international payments. A UK IBAN is 22 characters: the country code GB, two check digits, a four-letter bank code, the six-digit sort code, and the eight-digit account number. The sort code identifies the bank and branch, and for an inbound SWIFT payment you need the beneficiary's IBAN and the beneficiary bank's SWIFT BIC.

Is the UK on the FATF grey list?

No. The UK is a founding member of the FATF and is on neither the FATF grey list (jurisdictions under increased monitoring) nor the black list. Its 2018 mutual evaluation found a well-developed AML/CFT regime, and the UK assumed the rotating FATF Presidency, a two-year term, in July 2026.

Is the UK still part of SEPA after Brexit?

Yes. Although the UK has left the EU, it remains within the SEPA geographical scheme, so euro credit transfers and direct debits to and from UK accounts still run on SEPA rails. In practice UK-to-EU payments are now treated as international rather than domestic, so charging and information requirements can differ from intra-EU transfers.

Is the UK a CRS country?

Yes. The UK is an early-adopter OECD Common Reporting Standard (CRS) jurisdiction and has exchanged financial-account information automatically under CRS/AEOI since 2017. UK financial institutions identify and report accounts held by tax residents of other participating jurisdictions to HMRC.

How is cryptocurrency regulated in the UK?

Cryptoassets are legal in the UK and treated as property under English law, but they are not legal tender and are little used for everyday payment. Firms carrying on cryptoasset activities must currently register with the FCA for anti-money-laundering purposes, and crypto marketing to UK consumers must be approved by an FCA-authorised firm and carry risk warnings. A full FCA authorisation regime under the Financial Services and Markets Act, covering exchanges, custody, dealing, stablecoin issuance and staking, was made in 2026 and commences on 25 October 2027. Separately, the Bank of England is still in the design phase for a possible central bank digital currency, the digital pound, with no decision yet taken on whether to launch it.

Track Payments to Great Britain

Create a free account to track SWIFT payments, check transaction status, and access correspondent banking data.

Use this data in your own systems

Everything on this page is also available from the Ohmyfin API: verify SWIFT/BIC codes, screen names against 290+ sanctions lists, and pull country banking rules. The public API needs no signup (3 requests a day per IP), and a free API key raises your limit.

Building an AI agent or assistant? llms.txt · OpenAPI spec