Great Britain: SWIFT/BIC Codes & Payment Info

Browse banks, EMIs, PSPs and other organizations in Great Britain that hold a SWIFT/BIC code. See correspondent banking data and review the country's payment requirements.

Currency
GBP (Pound Sterling)
IBAN
Mandatory (GB2!n4!a6!n8!n)
SEPA
Yes
Convertibility
Freely convertible
The pound sterling (GBP) is a freely floating, fully convertible major reserve currency managed by the Bank of England, with no exchange controls.
Currency controls
None
The UK operates a fully open capital account with no exchange or capital controls; cash of GBP 10,000 or more crossing the border must be declared to HMRC.
FATF
Member, not listed
The UK is a founding FATF member and is on neither the FATF grey nor black list; its 2018 mutual evaluation found a well-developed AML/CFT regime, and it assumed the two-year FATF Presidency in July 2026.
CRS / AEOI
CRS participant
The UK is an early-adopter OECD Common Reporting Standard jurisdiction and has exchanged financial-account information automatically since 2017.
Sanctions
Autonomous UK regime plus UN
The UK runs its own autonomous sanctions regime under SAMLA 2018 and implements UN measures; since January 2026 all designations sit on the single UK Sanctions List. Screen counterparties.
Crypto / digital assets
Legal; full FCA regime from 2027
Cryptoassets are legal property but not legal tender; firms currently need FCA anti-money-laundering registration, and a full FCA authorisation regime under FSMA commences on 25 October 2027. The digital pound remains in design, with no launch decision taken.
Cross-border payments and banking in Great Britain:

The UK's currency is the pound sterling (GBP), a freely floating, fully convertible major reserve currency managed by the Bank of England. There are no exchange controls and the capital account is fully open: residents and non-residents may hold, buy and transfer any currency without restriction or approval, though cash of GBP 10,000 or more carried across the border must be declared to HMRC. The UK uses IBAN: a UK IBAN is 22 characters, made up of GB, two check digits, a four-letter bank code, the six-digit sort code, and the eight-digit account number. The sort code identifies the bank and branch and drives domestic routing. Despite leaving the EU, the UK stays within the SEPA geographical scheme, so euro credit transfers to and from the UK still run on SEPA rails, although UK-to-EU payments now count as international rather than domestic.

Inbound cross-border payments arrive by SWIFT (MT103 or the ISO 20022 MX equivalent) and then settle domestically through one of the UK's payment systems: CHAPS for same-day high-value sterling, Faster Payments for near-instant retail transfers up to GBP 1 million around the clock, and Bacs for batched direct credits and debits. To credit a beneficiary without delay, an instruction typically needs:

The UK is phasing in ISO 20022 enhanced-data rules on CHAPS: purpose codes and LEIs are already required for inter-bank and property payments, and from November 2026 CHAPS will reject fully unstructured address data, so structured beneficiary details are worth adopting now.

On compliance, the UK is a founding FATF member and sits on neither the FATF grey nor black list; its 2018 mutual evaluation found a well-developed regime, and it assumed the two-year FATF Presidency in July 2026. It is an early-adopter OECD CRS/AEOI jurisdiction and has exchanged financial-account information automatically since 2017. Anti-money-laundering rules rest on the Proceeds of Crime Act 2002 and the 2017 Money Laundering Regulations, supervised by the FCA for financial-services firms, with suspicious activity reported to the UK Financial Intelligence Unit inside the National Crime Agency. The UK runs its own autonomous sanctions regime under the Sanctions and Anti-Money Laundering Act 2018 and implements UN measures, and since January 2026 every designation sits on a single UK Sanctions List, so screen counterparties against it before you pay.

Cryptoassets are legal in the UK and treated as property, though they are not legal tender and are little used for everyday payment. Firms carrying on cryptoasset business must currently register with the FCA for anti-money-laundering purposes, and a full FCA authorisation regime under the Financial Services and Markets Act commences on 25 October 2027, bringing exchanges, custody, stablecoin issuance and staking inside the regulatory perimeter. A central bank digital currency, the digital pound, remains in its design phase, with no decision yet taken on whether to proceed.

Regulatory and cross-border snapshot

Central bank
The UK central bank: monetary policy, RTGS/CHAPS settlement, and prudential regulation (PRA). · official site
AML authority
UK Financial Intelligence Unit within the National Crime Agency; the FCA is the AML supervisor for financial-services firms.
Sanctions posture
The UK runs its own autonomous sanctions regime under SAMLA 2018 and implements UN measures; since January 2026 all designations sit on the single UK Sanctions List. Screen counterparties.
Correspondent routing
London is one of the world's principal clearing centres, so inbound sterling settles domestically same-day through CHAPS or near-instantly through Faster Payments, and major UK banks generally hold direct or well-established correspondent access for the main currencies rather than depending on long multi-hop chains. Foreign-currency legs still clear through the relevant home market, with USD settling via a US clearing intermediary and EUR through the euro area, so the currency of settlement, not access to the UK, is usually what drives routing and cut-off times. Sanctions screening against the UK Sanctions List applies to every payment; designated persons and entities are blocked, not whole country corridors.
Reference sources: Bank of England· Financial Conduct Authority (FCA)· Office of Financial Sanctions Implementation (OFSI), HM Treasury· The UK Sanctions List· Pay.UK (Faster Payments, Bacs)· National Crime Agency (UK Financial Intelligence Unit)· FATF - United Kingdom· OECD - CRS by jurisdiction (AEOI portal)
Cross-border invoice requirements for Great Britain E-invoicing rules, tax IDs, mandatory fields and invoice language for invoices issued in Great Britain.

SWIFT/BIC code holders in Great Britain (3459)

Banks, EMIs, PSPs and other organizations with an assigned BIC. Click any entry for SWIFT/BIC details, correspondent banking data and supported currencies.

LLRGGB2L LLOYD'S REGISTER GROUP LTD LLCMGB22 LLOYDS BANK CORPORATE MARKETS PLC LOYDGB2L LLOYDS BANK PLC LBGTGB22 LLOYDS BANKING GROUP PLC LLDCGB21 LLOYDS DEVELOPMENT CAPITAL (HOLDINGS), LIMITED LMAXGB22 LMAX BROKER LIMITIED LMECGBKA LME CLEAR LIMITED LMPLGB21 LMR PARTNERS LLP LPPIGB22 LOCAL PENSIONS PARTNERSHIP INVESTMENTS, LTD LOACGB21 LOEB ARON AND COMPANY LTD LOSMGB21 LOFOTEN ASSET MANAGEMENT LTD LOIEGB21 LOGIC INVESTMENTS LTD LOCYGB2L LOMBARD ODIER (EUROPE) SA UK BRANCH LCAAGB21 LONDON AND CAPITAL ASSET MANAGMENT LTD LOCMGB21 LONDON AND OXFORD CAPITAL MARKETS, LIMITED LOBFGB2L LONDON BUSINESS FINANCE LIMITED LOCGGB21 LONDON CAPITAL GROUP LIMITED LCCNGB21 LONDON COMMUNITY CREDIT UNION LIMITED XLIFGB21 LONDON INTERNATIONAL FINANCIAL FUTURES, AND OPTIONS EXCHANGE LMCUGB21 LONDON MUTUAL CREDIT UNION LIMITED LPCUGB21 LONDON PLUS CREDIT UNION LTD XLONGB2L LONDON STOCK EXCHANGE PLC LOSUGB21 LONDON STONE SECURITIES LOAPGB21 LONG CAPITAL PARTNERS LIMITED LOHAGB21 LONG HARBOUR LOPRGB2L LONGVIEW PARTNERS LLP LNSTGB21 LORD NORTH STREET LIMITED LOUBGB22 LOUGHBOROUGH BUILDING SOCIETY LCMLGB21 LOUIS CAPITAL MARKETS UK LLP LOFMGB21 LOWES FINANCIAL MANAGEMENT LIMITED LQDDGB22 LQID LIMITED LSTSGB22 LSEG POST TRADE SERVICES LIMITED LUIAGB21 LUDGATE INVESTMENTS LIMITED LUFNGB2L LUMINARY INC FINANCE LTD FOCDGB22 LUMON PAY LIMITED LUMNGB2L LUMYNA INVESTMENTS LIMITED LUNPGB22 LUNAPAY LIMITED LGHLGB2L LUNO GROUP HOLDINGS LIMITED LUXPGB22 LUXON PAYMENTS LTD VCFSGB21 LUXUS INTERNATIONAL AIRLINES LXFLGB21 LXM FINANCE LLP LYFSGB22 LYCAMONEY FINANCIAL SERVICES LIMITED LHIMGB21 LYNTON HOTELS INVESTMENT MANAGEMENT, LTD MFFTGB22 M A FASTMOVE LIMITED SAAHGB22 M AND C SAATCHI PLC PPEPGB21 M AND G ALTERNATIVES INVESTMENT, MANAGEMENT LIMITED MGIMGB2L M AND G INVESTMENT MANAGEMENT LTD MGGEGB21 M AND G INVESTMENT MANAGEMENT LTD., GREAT TOWER STREET MGSEGB21 M AND G SECURITIES LIMITED SEITGB21 M AND G SECURITIES LTD BADDGB21 M.D.BARNARD AND COMPANY LIMITED MACNGB21 M3 CAPITAL PARTNERS LIMITED MYPAGB22 MAAYAN PAYMENTS LTD MACQGB21 MACQUARIE BANK LIMITED MACQGB2L MACQUARIE BANK LIMITED, LONDON MAEQGB21 MACQUARIE CAPITAL (EUROPE) LIMITED MAECGB21 MACQUARIE INTERNATIONAL LIMITED MADLGB21 MADOFF SECURITIES INTERNATIONAL LTD MGCAGB21 MAGNA CAPITAL LIMITED PHAEGB21 MAITLAND ADMINISTRATION SERVICES LIMITED MAUVGB21 MAITLAND INSTITUTIONAL SERVICES LIMITED MACWGB21 MAKINSON COWELL LTD MAGBGB21 MAKO FINANCIAL MARKETS PARTNERSHIP LLP MAKGGB21 MAKO GLOBAL DERIVATIVES PARTNERSHIP LLP MKSLGB21 MAKOR SECURITIES LONDON LTD MACTGB21 MALABAR CAPITAL LTD MBBEGB2L MALAYAN BANKING BERHAD SGUTGB21 MAN FUND MANAGEMENT UK LIMITED MANZGB2L MAN GROUP INVESTMENTS LIMITED MIFLGB21 MAN INVESTMENTS FINANCE LIMITED

Frequently asked questions

Does the UK use IBAN?

Yes. The UK uses IBAN for international payments. A UK IBAN is 22 characters: the country code GB, two check digits, a four-letter bank code, the six-digit sort code, and the eight-digit account number. The sort code identifies the bank and branch, and for an inbound SWIFT payment you need the beneficiary's IBAN and the beneficiary bank's SWIFT BIC.

Is the UK on the FATF grey list?

No. The UK is a founding member of the FATF and is on neither the FATF grey list (jurisdictions under increased monitoring) nor the black list. Its 2018 mutual evaluation found a well-developed AML/CFT regime, and the UK assumed the rotating FATF Presidency, a two-year term, in July 2026.

Is the UK still part of SEPA after Brexit?

Yes. Although the UK has left the EU, it remains within the SEPA geographical scheme, so euro credit transfers and direct debits to and from UK accounts still run on SEPA rails. In practice UK-to-EU payments are now treated as international rather than domestic, so charging and information requirements can differ from intra-EU transfers.

Is the UK a CRS country?

Yes. The UK is an early-adopter OECD Common Reporting Standard (CRS) jurisdiction and has exchanged financial-account information automatically under CRS/AEOI since 2017. UK financial institutions identify and report accounts held by tax residents of other participating jurisdictions to HMRC.

How is cryptocurrency regulated in the UK?

Cryptoassets are legal in the UK and treated as property under English law, but they are not legal tender and are little used for everyday payment. Firms carrying on cryptoasset activities must currently register with the FCA for anti-money-laundering purposes, and crypto marketing to UK consumers must be approved by an FCA-authorised firm and carry risk warnings. A full FCA authorisation regime under the Financial Services and Markets Act, covering exchanges, custody, dealing, stablecoin issuance and staking, was made in 2026 and commences on 25 October 2027. Separately, the Bank of England is still in the design phase for a possible central bank digital currency, the digital pound, with no decision yet taken on whether to launch it.

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