What is the SWIFT/BIC code format used in Germany?

Every bank, EMI and PSP in Germany that sends international payments has an 8 or 11 character SWIFT/BIC code. Ohmyfin lists 1,183 institutions in Germany with an assigned BIC. You can verify any of them on this page or through the Ohmyfin API.

Is IBAN mandatory in Germany?

Yes. IBAN is required for bank accounts in Germany. The local IBAN follows the format DE2!n8!n10!n.

Germany: SWIFT/BIC Codes & Payment Info

Browse banks, EMIs, PSPs and other organizations in Germany that hold a SWIFT/BIC code. See correspondent banking data and review the country's payment requirements.

Currency

EUR (Euro)

IBAN

Mandatory (DE2!n8!n10!n)

SEPA

Yes

Cross-border payments and banking in Germany: Overview: Remitter should obtain all required bank information from the Beneficiary, such as SWIFT BIC, IBAN, and beneficiary bank address. For more information, visit www.bundesbank.de.

Country Requirements/Restrictions:

Payment Restrictions: Payments exceeding EUR 12,500 between residents and non-residents must be reported to the central bank.
Account Restrictions: Residents and non-residents can open and maintain accounts in local (EUR) and foreign currencies both locally and abroad. Account opening requires authorized signatures and company registration documents.
SEPA: Strict SEPA guidelines apply for euro payments. IBAN and SWIFT BIC are essential for all euro transactions, especially for accounts in Germany.

Payment Formatting Rules for EUR:

Ordering Customer (SWIFT MT103 F50): Include full account details, including the account number, full name (no initials), and address to avoid delays.
Beneficiary Customer (SWIFT MT103 F59): Ensure to provide the IBAN, full name (no initials), and address of the beneficiary to prevent delays.
Include IBAN numbers for beneficiaries with accounts in Germany in the payment instructions.

Beneficiary Bank (SWIFT MT103 F57): Include SWIFT BIC with required branch identifier, full name, and address of the beneficiary bank. SWIFT BIC has 8 or 11 characters (e.g., xxxxDExx or xxxxDExxxxx). SWIFT BIC is essential for routing payments as there are no specific bank clearing codes for cross-border payments.

Cross-border invoice requirements for Germany E-invoicing rules, tax IDs, mandatory fields and invoice language for invoices issued in Germany.

SWIFT/BIC code holders in Germany (1183)

Banks, EMIs, PSPs and other organizations with an assigned BIC. Click any entry for SWIFT/BIC details, correspondent banking data and supported currencies.

NOOODE81 NORDTHURINGER VOLKSBANK EG NORSDE51 NORISBANK GMBH NOGHDE5M NORMA GROUP HOLDING GMBH NRWBDEDM NRW. BANK NUBEDE71 NUERNBERGER BETEILIGUNGS-AG OBKLDEMX OBERBANK AG, NIEDERLASSUNG, DEUTSCHLAND WEAADEDD ODDO BHF ASSET MANAGEMENT GMBH BHFBDEFF ODDO BHF SE SEYDDEF1 ODDO SEYDLER BANK AG NEELDE22 OLDENBURGISCHE LANDESBANK AG QNTODEB2 OLINDA ZWEIGNIEDERLASSUNG DEUTSCHLA GMGGDE55 OPEL BANK S.A. NIEDERLASSUNG, DEUTSCHLAND OPENDEFF OPEN BANK, S.A., ZWEIGNIEDERLASSUNG, DEUTSCHLAND OPGMDE32 OPEN-V GMBH SCFBDE33 OPENBANK DEUTSCHLAND, AKTIENGESELLSCHAFT OGMBDE82 ORAISE GMBH OECBDEFF ORION ENGINEERED CARBONS GMBH OSRMDEMM OSRAM GMBH OSVODE81 OSTFRIESISCHE VOLKSBANK EG OSDDDE81 OSTSAECHSISCHE SPARKASSE DRESDEN OTPVDEFF OTP BANK NYRT. NIEDERLASSUNG, DEUTSCHLAND OSCBDEH1 OTTO M. SCHRODER BANK AG OTKGDE8D OTTOBOCK SE AND CO. KGAA OWHBDEFF OWH SE I.L. OYAKDE5K OYAK ANKER BANK GMBH OZVCDEFF OZV GMBH AND CO.KG PAIGDEF1 PANTHERA INVESTMENT GMBH PMSODE22 PASS MULTIBANK SOLUTIONS AG OIMODE61 PATRIZIA FRANKFURT, KAPITALVERWALTUNGSGESELLSCHAFT MBH LBIMDEH1 PATRIZIA IMMOBILIEN, KAPITALVERWALTUNGSGESELLSCHAFT MBH PATXDE77 PATRIZIA SE PAHRDE66 PAUL HARTMANN AG PAXBDE51 PAX-BANK EG PAGMDEM1 PAYCENTER GMBH PAYMDE5F PAYMENTGROUP GMBH PAYODEF2 PAYONE GMBH PEGMDEHH PEAC (GERMANY) GMBH PCLODEDD PEEK AND CLOPPENBURG B.V. AND CO. KG PERIDE8W PERI SE PCRHDEHH PETER CREMER HOLDING GMBH AND CO. KG PMHGDEHH PETER MOHRLE HOLDING GMBH AND CO. KG PHNXDE66 PHOENIX INTERNATIONAL BETEILIGUNGS, GMBH AREHDEMM PIMCO PRIME REAL ESTATE GMBH ABGRDEFF PIRAEUS BANK A.E., ATHEN, ZWEIGNIEDERLASSUNG FRANKFURT AM MAIN BPKODEFF PKO BANK POLSKI S.A. NIEDERLASSUNG, DEUTSCHLAND POVODE81 POMMERSCHE VOLKSBANK EG PPRODEMM PPRO HOLDING GMBH PPHODE22 PRETTL PRODUKTIONS HOLDING GMBH REITDE61 PRIVATBANK REITHINGER GMBH UND CO. KG PRCBDEFF PROCREDIT BANK AG PRCHDEF1 PROCREDIT HOLDING AG AND CO. KG AA BPNDDE52 PSA BANK DEUTSCHLAND GMBH PSNRDEH2 PSD BANK NORD EG PSDRDE51 PSD BANK RHEINNECKARSAAR EG PSWLDE31 PSD BANK WESTFALEN LIPPE PUMADE77 PUMA SE RECHDESS PUTSCH GMBH AND CO KG PUTZDE6A PUTZMEISTER HOLDING GMBH PRGKDE66 PWO AG QPLIDEMM QPLIX GMBH QUMGDED1 QUANT.CAPITAL MANAGEMENT GMBH MEFIDEMM QUINTET PRIVATE BANK (EUROPE) S.A. QUBKDEBB QUIRIN PRIVATBANK AG QANTDEFF QUONIAM ASSET MANAGEMENT GMBH QWGMDEB2 QWIST GMBH ALVIDE81 R+V ALLGEMEINE VERSICHERUNG AG KRAKDE81 R+V KRANKENVERSICHERUNG AG RUVVDE5W R+V LEBENSVERSICHERUNG AG PENKDE81 R+V PENSIONSKASSE AG VERHDE81 R+V VERSICHERUNG AG

Germany: SWIFT/BIC Codes & Payment Info

SWIFT/BIC code holders in Germany (1183)

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