What is the SWIFT/BIC code format used in Germany?

Every bank, EMI and PSP in Germany that sends international payments has an 8 or 11 character SWIFT/BIC code. Ohmyfin lists 1,183 institutions in Germany with an assigned BIC. You can verify any of them on this page or through the Ohmyfin API.

Is IBAN mandatory in Germany?

Yes. IBAN is required for bank accounts in Germany. The local IBAN follows the format DE2!n8!n10!n.

Germany: SWIFT/BIC Codes & Payment Info

Browse banks, EMIs, PSPs and other organizations in Germany that hold a SWIFT/BIC code. See correspondent banking data and review the country's payment requirements.

Currency

EUR (Euro)

IBAN

Mandatory (DE2!n8!n10!n)

SEPA

Yes

Cross-border payments and banking in Germany: Overview: Remitter should obtain all required bank information from the Beneficiary, such as SWIFT BIC, IBAN, and beneficiary bank address. For more information, visit www.bundesbank.de.

Country Requirements/Restrictions:

Payment Restrictions: Payments exceeding EUR 12,500 between residents and non-residents must be reported to the central bank.
Account Restrictions: Residents and non-residents can open and maintain accounts in local (EUR) and foreign currencies both locally and abroad. Account opening requires authorized signatures and company registration documents.
SEPA: Strict SEPA guidelines apply for euro payments. IBAN and SWIFT BIC are essential for all euro transactions, especially for accounts in Germany.

Payment Formatting Rules for EUR:

Ordering Customer (SWIFT MT103 F50): Include full account details, including the account number, full name (no initials), and address to avoid delays.
Beneficiary Customer (SWIFT MT103 F59): Ensure to provide the IBAN, full name (no initials), and address of the beneficiary to prevent delays.
Include IBAN numbers for beneficiaries with accounts in Germany in the payment instructions.

Beneficiary Bank (SWIFT MT103 F57): Include SWIFT BIC with required branch identifier, full name, and address of the beneficiary bank. SWIFT BIC has 8 or 11 characters (e.g., xxxxDExx or xxxxDExxxxx). SWIFT BIC is essential for routing payments as there are no specific bank clearing codes for cross-border payments.

Cross-border invoice requirements for Germany E-invoicing rules, tax IDs, mandatory fields and invoice language for invoices issued in Germany.

SWIFT/BIC code holders in Germany (1183)

Banks, EMIs, PSPs and other organizations with an assigned BIC. Click any entry for SWIFT/BIC details, correspondent banking data and supported currencies.

YUINDEFF UNION INVESTMENT MANAGEMENT GMBH UIREDEHH UNION INVESTMENT REAL ESTATE GMBH UNNEDEFF UNION INVESTMENT SERVICE BANK AG EOERDED1 UNIPER GLOBAL COMMODITIES SE UINVDEFF UNIVERSAL INVESTMENT GESELLSCHAFT MIT, BESCHRAENKTER HAFTUNG CARDDEFF UNLIMINT EU LTD ZWEIGNIEDERLASSUNG, DEUTSCHLAND CARDDEFF UNLIMIT EU LTD ZWEIGNIEDERLASSUNG, DEUTSCHLAND UPSMDEB2 UPVEST SECURITIES GMBH VBANDEMM V-BANK AG VAIGDE33 VAILLANT GMBH TVBADEFF VAKIFBANK INTERNATIONAL AG,WIEN, ZWEIGNIEDERLASSUNG DEUTSCHLAND. VGRDDEBB VANGUARD GROUP EUROPE GMBH VGAGDEHH VARENGOLD BANK AG VVGBDEMM VEONET VISION GMBH DGPBDE3M VERBUNDVOLKSBANK OWL EG VOARDE51 VEREINIGTE VOLKSBANK EG SAARLOUIS -, LOSHEIM AM SEE - SULZBACH/SAAR VEVMDE51 VEREINIGTE VOLKSBANK MAINGAU EG XSTUDES1 VEREINIGUNG BADEN- WURTTEMBERGISCHE, WERTPAPIERBORSE E. V. TBVCDE66 VIBRACOUSTIC SE ICBVDEFF VIETNAM JOINT STOCK COMMERCIAL BANK, FOR INDUSTRY AND TRADE (VIETINBANK), FILIALE DEUTSCHLAND. VBAGDE55 VILLEROY UND BOCH AG VITMDE77 VITESCO TECHNOLOGIES GMBH VPAYDE32 VIVA PAYMENT SERVICES S.A., ZWEIGNIEDERLASSUNG DEUTSCHLAND VZVDDED1 VOEB-ZVD PROCESSING GMBH VOWEDE81 VOKSBANK WEINGARTEN EG VORRDE51 VOLKSBANK - RAIFFEISENBANK RIEDLINGEN, EG VAFSDE61 VOLKSBANK ACHERN EG FILIALE SASBACH VOASDE21 VOLKSBANK ALLER-WESER EG BAWLDE61 VOLKSBANK ALLGAU-OBERSCHWABEN EG VOAWDE61 VOLKSBANK ALTSHAUSEN EG IN, WILHELMSDORF VOALDE51 VOLKSBANK ALZEY-WORMS EG VOABDES1 VOLKSBANK AMMERBUCH EG VBFMDE31 VOLKSBANK BACKNANG FILIALE MURRHARDT VOBUDE61 VOLKSBANK BAD SAULGAU EG VBRADE6K VOLKSBANK BADEN-BADEN RASTATT EG VOBWDE31 VOLKSBANK BOCHUM WITTEN EG VOBDDE81 VOLKSBANK BORDE-BERNBURG EG VOBSDE61 VOLKSBANK BREISGAU- MARKGRAFLERLAND, EG VOBEDE21 VOLKSBANK BREMEN-NORD EG VOCHDE81 VOLKSBANK CHEMNITZ EG VODBDE21 VOLKSBANK DAMMER BERGE EG MVBMDE55 VOLKSBANK DARMSTADT MAINZ E.G. VODEDE61 VOLKSBANK DEISSLINGEN EG VODLDE21 VOLKSBANK DELITZSCH EG VDGZDE81 VOLKSBANK DESSAU GST. ZERBST VOLODE66 VOLKSBANK DREILAENDERECK EG VODNDE81 VOLKSBANK DUSSELDORF NEUSS EG VLKBDE8F VOLKSBANK EG VOBFDE21 VOLKSBANK EG BRAUNSCHWEIG WOLFSBURG VOBMDE51 VOLKSBANK EG BREMERHAVEN-CUXLAND VOESDE21 VOLKSBANK ESSEN-CAPPELN EG VOEKDED1 VOLKSBANK EUSKIRCHEN EG VOFADE51 VOLKSBANK FRANKEN EG VOFMDE61 VOLKSBANK FREIBERG UND UMGEBUNG EG VOFEDE61 VOLKSBANK FRIEDRICHSHAFEN EG VOGSDE21 VOLKSBANK GEEST EG VOGTDE21 VOLKSBANK GOETTINGEN EG VOHMDE41 VOLKSBANK HAMELN-STADTHAGEN EG VOHBDEF1 VOLKSBANK HEILBRONN EG VOHUDE51 VOLKSBANK HEUBERG VOHIDE21 VOLKSBANK HILDESHEIM EG VOHCDE61 VOLKSBANK HOCHRHEIN EG VOHHDES1 VOLKSBANK HOHENZOLLERN-BALINGEN EG VBRSDE33 VOLKSBANK IM BERGISCHEN LAND EG VBGTDE3M VOLKSBANK IN OSTWESTFALEN EG VOJEDE81 VOLKSBANK JEVER EG VRWSDE51 VOLKSBANK KAISERSLAUTERN EG VOKCDE81 VOLKSBANK KIRCHHEIM-NURTINGEN EG VOKIDE61 VOLKSBANK KIRNAU EG KOLEDE81 VOLKSBANK KOLN BONN EG

Germany: SWIFT/BIC Codes & Payment Info

SWIFT/BIC code holders in Germany (1183)

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