What is the SWIFT/BIC code format used in Germany?

Every bank, EMI and PSP in Germany that sends international payments has an 8 or 11 character SWIFT/BIC code. Ohmyfin lists 1,183 institutions in Germany with an assigned BIC. You can verify any of them on this page or through the Ohmyfin API.

Is IBAN mandatory in Germany?

Yes. IBAN is required for bank accounts in Germany. The local IBAN follows the format DE2!n8!n10!n.

Germany: SWIFT/BIC Codes & Payment Info

Browse banks, EMIs, PSPs and other organizations in Germany that hold a SWIFT/BIC code. See correspondent banking data and review the country's payment requirements.

Currency

EUR (Euro)

IBAN

Mandatory (DE2!n8!n10!n)

SEPA

Yes

Cross-border payments and banking in Germany: Overview: Remitter should obtain all required bank information from the Beneficiary, such as SWIFT BIC, IBAN, and beneficiary bank address. For more information, visit www.bundesbank.de.

Country Requirements/Restrictions:

Payment Restrictions: Payments exceeding EUR 12,500 between residents and non-residents must be reported to the central bank.
Account Restrictions: Residents and non-residents can open and maintain accounts in local (EUR) and foreign currencies both locally and abroad. Account opening requires authorized signatures and company registration documents.
SEPA: Strict SEPA guidelines apply for euro payments. IBAN and SWIFT BIC are essential for all euro transactions, especially for accounts in Germany.

Payment Formatting Rules for EUR:

Ordering Customer (SWIFT MT103 F50): Include full account details, including the account number, full name (no initials), and address to avoid delays.
Beneficiary Customer (SWIFT MT103 F59): Ensure to provide the IBAN, full name (no initials), and address of the beneficiary to prevent delays.
Include IBAN numbers for beneficiaries with accounts in Germany in the payment instructions.

Beneficiary Bank (SWIFT MT103 F57): Include SWIFT BIC with required branch identifier, full name, and address of the beneficiary bank. SWIFT BIC has 8 or 11 characters (e.g., xxxxDExx or xxxxDExxxxx). SWIFT BIC is essential for routing payments as there are no specific bank clearing codes for cross-border payments.

Cross-border invoice requirements for Germany E-invoicing rules, tax IDs, mandatory fields and invoice language for invoices issued in Germany.

SWIFT/BIC code holders in Germany (1183)

Banks, EMIs, PSPs and other organizations with an assigned BIC. Click any entry for SWIFT/BIC details, correspondent banking data and supported currencies.

MITEDE51 VR BANK MITTELHAARDT EG BUREDE71 VR BANK MITTLERE OBERPFALZ EG OSNPDE81 VR BANK OSTHOLSTEIN NORD - PLON EG SVVRDE21 VR BANK SCHLESWIG-MITTELHOLSTEIN EG SCHHDE51 VR BANK SCHWAEBISCH HALL-CRAILSHEIM SUETDE81 VR BANK SUEDTHUERINGEN EG VRBUDE51 VR BANK UNTERTAUNUS EG HUVODE21 VR BANK WESTKUESTE EG VRCHDE51 VR-BANK CHATTENGAU EG VRAKDE51 VR-BANK EG VRELDE61 VR-BANK ELLWANGEN EG RAEBDE81 VR-BANK FICHTELGEBIRGE-FRANKENWALD EG VRGEDE51 VR-BANK GEROLZHOFEN EG VRHGDE71 VR-BANK HANDELS- UND GEWERBEBANK EG VRSUDEF1 VR-BANK IN SUEDNIEDERSACHSEN EG VRKSDE31 VR-BANK KREIS STEINFURT EG VRLADE61 VR-BANK LANGENAU-ULMER ALB EG VRMEDEM1 VR-BANK MEMMINGEN EG VRPADE71 VR-BANK PASSAU EG VRSCDE51 VR-BANK SCHWEINFURT EG VRWDDEM1 VR-BANK WERDENFELS EG VTGADEHH VTG GMBH KRATDE21 VW KRAFTWERK GESELLSCHAFT MIT, BESCHRANKTER HAFTUNG DEPDDEMM VZ VERMOGENSZENTRUM BANK AG WACKDEMU WACKER CHEMIE AG WNSEDEMM WACKER NEUSON SE WALEDE81 WALDECKER BANK EG WALWDEF1 WALTER LUDWIG GMBH, WERTPAPIERHANDELSBANK WALHDE8L WALTERSCHEID GMBH WARKDEF1 WARBURG INVEST KAPITALANLAGEGESELL, SCHAFT MBH WAHEDEH1 WARBURG-HIH INVEST REAL ESTATE GMBH WAMNDE82 WAVE MANAGEMENT AG WEBADE77 WEBASTO SE GRFFDEM1 WEG BANK AG PNBPDEFF WELLS FARGO BANK INTERNATIONAL UC, FRANKFURT BRANCH WAYGDE8A WEPA HYGIENEPRODUKTE GMBH WESKDE21 WESERBANK AG MACODEB1 WESTEND BANK AG WUIDDEF1 WESTERN UNION INTERNATIONAL BANK NL, DEUTSCHLAND WSTFDE88 WESTFLEISCH SCE MIT BESCHRANKTER, HAFTUNG WEINDED1 WESTINVEST GESSELSCHAFT FUER, INVESTMENTFONDS MBH WPACDEFF WESTPAC EUROPE GMBH WHGMDE82 WHITEBOX GMBH WIELDE66 WIELAND-WERKE AG WIBADE5W WIESBADENER VOLKSBANK EG WIBGDEMM WILLY BOGNER GMBH WILODE33 WILO SE COMXDEF1 WIRECARD BANK AG WIHGDE8W WITTUR HOLDING GMBH STAGDEFF WOLFGANG STEUBING AG, WERTPAPIERDIENSTLEISTER HVBKDEFF WOORI BANK EUROPE GMBH BSWLDE6L WUESTENROT BAUSPARKASSE AG XEGMDE82 XBP EUROPE GMBH FAITDE66 YAPI KREDI BANK DEUTSCHLAND MBH AND CO., OHG YUNXDEMM YUNEX GMBH ZALODE81 ZALANDO LOGISTICS SE AND CO. KG. ZALADEBB ZALANDO SE ZEIIDE31 ZENTRUM FUR INFORMATIONSVERARBEITUNG, UND INFORMATIONSTECHNIK ZEPPDEMM ZEPPELIN GMBH AIGHDE8A ZF AIRBAG GERMANY GMBH TCZBDEFF ZIRAAT BANK INTERNATIONAL AG ZLABDEB1 ZLABELS GMBH ZGIEDEFF ZUERICH BETEILIGUNGS-AG (DEUTSCHLAND)

Germany: SWIFT/BIC Codes & Payment Info

SWIFT/BIC code holders in Germany (1183)

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