What is the SWIFT/BIC code format used in Germany?

Every bank, EMI and PSP in Germany that sends international payments has an 8 or 11 character SWIFT/BIC code. Ohmyfin lists 1,183 institutions in Germany with an assigned BIC. You can verify any of them on this page or through the Ohmyfin API.

Is IBAN mandatory in Germany?

Yes. IBAN is required for bank accounts in Germany. The local IBAN follows the format DE2!n8!n10!n.

Germany: SWIFT/BIC Codes & Payment Info

Browse banks, EMIs, PSPs and other organizations in Germany that hold a SWIFT/BIC code. See correspondent banking data and review the country's payment requirements.

Currency

EUR (Euro)

IBAN

Mandatory (DE2!n8!n10!n)

SEPA

Yes

Cross-border payments and banking in Germany: Overview: Remitter should obtain all required bank information from the Beneficiary, such as SWIFT BIC, IBAN, and beneficiary bank address. For more information, visit www.bundesbank.de.

Country Requirements/Restrictions:

Payment Restrictions: Payments exceeding EUR 12,500 between residents and non-residents must be reported to the central bank.
Account Restrictions: Residents and non-residents can open and maintain accounts in local (EUR) and foreign currencies both locally and abroad. Account opening requires authorized signatures and company registration documents.
SEPA: Strict SEPA guidelines apply for euro payments. IBAN and SWIFT BIC are essential for all euro transactions, especially for accounts in Germany.

Payment Formatting Rules for EUR:

Ordering Customer (SWIFT MT103 F50): Include full account details, including the account number, full name (no initials), and address to avoid delays.
Beneficiary Customer (SWIFT MT103 F59): Ensure to provide the IBAN, full name (no initials), and address of the beneficiary to prevent delays.
Include IBAN numbers for beneficiaries with accounts in Germany in the payment instructions.

Beneficiary Bank (SWIFT MT103 F57): Include SWIFT BIC with required branch identifier, full name, and address of the beneficiary bank. SWIFT BIC has 8 or 11 characters (e.g., xxxxDExx or xxxxDExxxxx). SWIFT BIC is essential for routing payments as there are no specific bank clearing codes for cross-border payments.

Cross-border invoice requirements for Germany E-invoicing rules, tax IDs, mandatory fields and invoice language for invoices issued in Germany.

SWIFT/BIC code holders in Germany (1183)

Banks, EMIs, PSPs and other organizations with an assigned BIC. Click any entry for SWIFT/BIC details, correspondent banking data and supported currencies.

DAWDDE5A DAW SE CHTGDE51 DB INVESTMENT SERVICES GMBH LLIDDED1 DE LAGE LANDEN INTERNATIONAL B.V., DEUTSCHE NIEDERLASSUNG DEBKDE51 DEBEKA BAUSPARKASSE AG DEGKDE3K DEG - DEUTSCHE INVESTITIONS UND, ENTWICKLUNGSGESELLSCHAFT MBH SHOEDE3E DEICHMANN SE DEKIDEF1 DEKA IMMOBILIEN INVESTMENT GMBH DEKADEFF DEKA INVESTMENT GMBH DGZFDEFF DEKABANK DEUTSCHE GIROZENTRALE DLLCDE2H DELTICOM AG ESBKDEFF DENIZBANK (WIEN) AG TOFGDEF1 DER TOURISTIK DEUTSCHLAND GMBH DAAEDEDD DEUTSCHE APOTHEKER UND AERZTEBANK DEUTDEDB DEUTSCHE BANK AG DEUTDEH1 DEUTSCHE BANK AKTIENGESELLSCHAFT DEUTDE5X DEUTSCHE BANK EUROPE GMBH BBSPDE6K DEUTSCHE BAUSPARKASSE BADENIA AG XDWZDEFF DEUTSCHE BORSE AG XFRADEF1 DEUTSCHE BORSE AKTIENGESELLSCHAFT MARKDEFF DEUTSCHE BUNDESBANK DEHSDEB1 DEUTSCHE EMISSIONS HANDELS STELLE IM, UMWELTBUNDESAMT DFABDE21 DEUTSCHE FACTORING BANK GMBH AND CO., KG HIBADEH1 DEUTSCHE HANDELSBANK AG DEKDDE21 DEUTSCHE KREDITBANK, AKTIENGESELLSCHAFT DLFGDE51 DEUTSCHE LEASING FINANCE GMBH LHAGDEFF DEUTSCHE LUFTHANSA AG OFTGDE31 DEUTSCHE OPPENHEIM FAMILY OFFICE AG REBMDEMM DEUTSCHE PFANDBRIEFBANK AG DPAGDE33 DEUTSCHE POST AG DEZMDE31 DEUTSCHE POST ZAHLUNGSDIENSTE GMBH DTAGDE33 DEUTSCHE TELEKOM AG DWPBDEDD DEUTSCHE WERTPAPIERSERVICE BANK AG DFDFDE7G DF DEUTSCHE FORFAIT AG DHBNDEDD DHB BANK N.V. NIEDERLASSUNG, DEUTSCHLAND DISKDED1 DISKO FACTORING BANK GMBH DJEKDE7P DJE KAPITAL AG DNBADEHX DNB BANK ASA, FILIALE DEUTSCHLAND DOHLDE5D DOHLER GROUP SE CHDBDEM1 DONNER AND REUSCHEL AG CHDBDEHH DONNER AND REUSCHEL, AKTIENGESELLSCHAFT VBDODE33 DORTMUNDER VOLKSBANK EG DOUGDEDD DOUGLAS SERVICE GMBH PORHDEST DR. ING. H.C. F. PORSCHE AG DRAADE21 DRAEGER SAFETY AG AND CO. KGAA FDAXDE8V DRAEXLMAIER GROUP SE AND CO. KG DRAEDE8L DRAGERWERK AG AND CO. KGAA DURVDE66 DURAVIT AG DCGCDE8B DUVENBECK CONSULTING GMBH AND CO.KG DCGCDE8B DUVENBECK LOGISTICS HOLDING GMBH UND, CO. KG DWGMDEF2 DWINS GMBH DRBEDEF1 DWS ALTERNATIVES GMBH DBREDEF1 DWS GRUNDBESITZ GMBH DEUTDEAB DWS INTERNATIONAL GMBH DEUTDE5D DWS INVESTMENT GMBH DZBADEF1 DZ BANK AG GENODEFF DZ BANK AG, DEUTSCHE ZENTRAL-, GENOSSENSCHAFTSBANK DEGHDE51 DZ HYP AG GENODEST DZ PRIVATBANK AG GENODEST DZ PRIVATBANK S.A. NIEDERLASSUNG, STUTTGART DZBMDEF1 DZB DIE ZENTRALREGULIERUNGSBANK GMBH EONGDE2H E.ON SE EDECDEH1 EBANK GF CASH EBMPDE6M EBM- PAPST FINANZIERUNGSGESELLSCHAFT, MBH EBPBDED2 EBURY PARTNERS BELGIUM NV/SA, ZWEIG XQTXDED1 EDD AG EDZSDEHH EDEKA ZENTRALE STIFTUNG UND CO. KG EDEKDEHH EDEKABANK AG EFISDEFF EFIS AG EINGDEFF EINHELL GERMANY AG EMSLDEFF EMMA SLEEP GMBH

Germany: SWIFT/BIC Codes & Payment Info

SWIFT/BIC code holders in Germany (1183)

Track Payments to Germany

Use this data in your own systems