What is the SWIFT/BIC code format used in Germany?

Every bank, EMI and PSP in Germany that sends international payments has an 8 or 11 character SWIFT/BIC code. Ohmyfin lists 1,183 institutions in Germany with an assigned BIC. You can verify any of them on this page or through the Ohmyfin API.

Is IBAN mandatory in Germany?

Yes. IBAN is required for bank accounts in Germany. The local IBAN follows the format DE2!n8!n10!n.

Germany: SWIFT/BIC Codes & Payment Info

Browse banks, EMIs, PSPs and other organizations in Germany that hold a SWIFT/BIC code. See correspondent banking data and review the country's payment requirements.

Currency

EUR (Euro)

IBAN

Mandatory (DE2!n8!n10!n)

SEPA

Yes

Cross-border payments and banking in Germany: Overview: Remitter should obtain all required bank information from the Beneficiary, such as SWIFT BIC, IBAN, and beneficiary bank address. For more information, visit www.bundesbank.de.

Country Requirements/Restrictions:

Payment Restrictions: Payments exceeding EUR 12,500 between residents and non-residents must be reported to the central bank.
Account Restrictions: Residents and non-residents can open and maintain accounts in local (EUR) and foreign currencies both locally and abroad. Account opening requires authorized signatures and company registration documents.
SEPA: Strict SEPA guidelines apply for euro payments. IBAN and SWIFT BIC are essential for all euro transactions, especially for accounts in Germany.

Payment Formatting Rules for EUR:

Ordering Customer (SWIFT MT103 F50): Include full account details, including the account number, full name (no initials), and address to avoid delays.
Beneficiary Customer (SWIFT MT103 F59): Ensure to provide the IBAN, full name (no initials), and address of the beneficiary to prevent delays.
Include IBAN numbers for beneficiaries with accounts in Germany in the payment instructions.

Beneficiary Bank (SWIFT MT103 F57): Include SWIFT BIC with required branch identifier, full name, and address of the beneficiary bank. SWIFT BIC has 8 or 11 characters (e.g., xxxxDExx or xxxxDExxxxx). SWIFT BIC is essential for routing payments as there are no specific bank clearing codes for cross-border payments.

Cross-border invoice requirements for Germany E-invoicing rules, tax IDs, mandatory fields and invoice language for invoices issued in Germany.

SWIFT/BIC code holders in Germany (1183)

Banks, EMIs, PSPs and other organizations with an assigned BIC. Click any entry for SWIFT/BIC details, correspondent banking data and supported currencies.

KNITDE22 KNAUF INTERNATIONAL GMBH KNBRDEMM KNORR-BREMSE AG INVODEF2 KOMMUNALKREDIT AUSTRIA AG DEUTSCHLAND KPMGDEBE KPMG AG, WIRTSCHAFTSPRUEFERGESELLSCHAFT KRVRDEH1 KRAVAG-ALLGEMEINE VERSICHERUNGS-AG KRVEDEH1 KRAVAG-LOGISTIC VERSICHERUNGS-AG KFWIDEFF KREDITANSTALT FUER WIEDERAUFBAU KRBUDE81 KREISSPARKASSE BAUTZEN SBCRDE66 KREISSPARKASSE BIBERACH BILADE55 KREISSPARKASSE BIRKENFELD, (BIRKENFELDER LANDESBANK) BBKRDE6B KREISSPARKASSE BOEBLINGEN ESSLDE66 KREISSPARKASSE ESSLINGEN-NURTINGEN GOPSDE6G KREISSPARKASSE GOPPINGEN HEISDE66 KREISSPARKASSE HEILBRONN COKSDE33 KREISSPARKASSE KOELN KRMIDE71 KREISSPARKASSE MIESBACH-TEGERNSEE OASPDE6A KREISSPARKASSE OSTALB KRSADE55 KREISSPARKASSE SAARLOUIS KRSFDE51 KREISSPARKASSE SAARPFALZ WELADE3S KREISSPARKASSE STEINFURT KSBKDE88 KSB SE AND CO. KGAA KTAGDEFF KT BANK AG VERTDEF1 LA FRANCAISE ASSET MANAGEMENT GMBH LAMLDE21 LAND MECKLENBURG-VORPOMMERN LANIDE21 LAND NIEDERSACHSEN LAFNDEM1 LANDESAMT FUR FINANZEN SOLADEST LANDESBANK BADEN-WUERTTEMBERG BBIVDEB1 LANDESBANK BERLIN INVESTMENT GMBH HELADEFF LANDESBANK HESSEN-THUERINGEN GZ MALADE51 LANDESBANK RHEINLAND-PFALZ SALADE55 LANDESBANK SAAR ABTEILUNG SE IT LKBWDE6K LANDESKREDITBANK BADEN- WUERTTEMBERG, - FOERDERBANK LABDDE81 LANDESOBERKASSE BADEN-WURTTEMBERG SCLNDED1 LANDESSCHULDBUCH FUR NORDRHEIN-, WESTFALEN SLZODE22 LANDESSPARKASSE ZU OLDENBURG LAREDEFF LANDWIRTSCHAFTLICHE RENTENBANK LSWEDED1 LANG AND SCHWARZ AKTIENGESELLSCHAFT LSBGDED1 LANG AND SCHWARZ BROKER GMBH LASDDEDD LANG AND SCHWARZ TRADECENTER AG AND, CO. KG LANXDE8X LANXESS AG LAMDDEF1 LAZARD ASSET MANAGEMENT (DEUTSC, HLAND) GMBH BWISDEST LBBW ASSET MANAGEMENT, INVESTMENTGESELLSCHAFT MBH LBSODEB1 LBS LANDESBAUSPARKASSE NORDOST AG LBSWDE31 LBS LANDESBAUSPARKASSE NORDWEST LLRPDEF1 LBS LANDESBAUSPARKASSE SUDWEST LBLBDES1 LBS LANDESBAUSPARKASSE SUED LEBNDEM1 LEBENSVERSICHERUNG VON 1871 AUF, GEGENSEITIGKEIT MUENCHEN LEDVDE7G LEDVANCE GMBH LEICDE5W LEICA MICROSYSTEMS GMBH VOLPDE81 LEIPZIGER VOLKSBANK EG . LMKNDE8A LEMKEN GMBH AND CO.KG LENEDE88 LENZE SE LEOIDE7N LEONI AG LEVADE51 LEVOBANK EG LFFBDEMM LFA FOERDERBANK BAYERN LNDEDEMM LINDE GMBH LNGRDE8A LINDNER GROUP KG LPAMDE31 LINGOHR AND PARTNER ASSET MANAGEMENT, GMBH LLCMDE22 LLOYDS BANK CORPORATE MARKETS, WERTPAPIERHANDELSBANK GMBH LOYDDEB2 LLOYDS BANK GMBH LOYDDEBB LLOYDS BANK PLC - NIEDERLASSUNG BERLIN LFSSDE22 LMT FINANCE AND SHARED SERVICES GMBH, AND CO. KG GRFHDE6E LOWELL HOLDING GMBH LUALDEFF LUPUS ALPHA ASSET MANAGEMENT AG PLUMDE29 M.M.WARBURG U. CO (AG U. CO.) KGAA MABNDEHH MABANAFT GMBH UND CO. KG MACQDEF2 MACQUARIE BANK EUROPE DESIGNATED, ACTIVITY COMPANY FRANKFURT BRANCH MCEIDEF1 MACQUARIE CAPITAL (EUROPE) LIMITED,, NIEDERLASSUNG DEUTSCHLAND MSPEDEF1 MACQUARIE STRUCTURED PRODUCTS EUROPE, GMBH MAHLDEST MAHLE GMBH

Germany: SWIFT/BIC Codes & Payment Info

SWIFT/BIC code holders in Germany (1183)

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