What is the SWIFT/BIC code format used in Germany?

Every bank, EMI and PSP in Germany that sends international payments has an 8 or 11 character SWIFT/BIC code. Ohmyfin lists 1,183 institutions in Germany with an assigned BIC. You can verify any of them on this page or through the Ohmyfin API.

Is IBAN mandatory in Germany?

Yes. IBAN is required for bank accounts in Germany. The local IBAN follows the format DE2!n8!n10!n.

Germany: SWIFT/BIC Codes & Payment Info

Browse banks, EMIs, PSPs and other organizations in Germany that hold a SWIFT/BIC code. See correspondent banking data and review the country's payment requirements.

Currency

EUR (Euro)

IBAN

Mandatory (DE2!n8!n10!n)

SEPA

Yes

Cross-border payments and banking in Germany: Overview: Remitter should obtain all required bank information from the Beneficiary, such as SWIFT BIC, IBAN, and beneficiary bank address. For more information, visit www.bundesbank.de.

Country Requirements/Restrictions:

Payment Restrictions: Payments exceeding EUR 12,500 between residents and non-residents must be reported to the central bank.
Account Restrictions: Residents and non-residents can open and maintain accounts in local (EUR) and foreign currencies both locally and abroad. Account opening requires authorized signatures and company registration documents.
SEPA: Strict SEPA guidelines apply for euro payments. IBAN and SWIFT BIC are essential for all euro transactions, especially for accounts in Germany.

Payment Formatting Rules for EUR:

Ordering Customer (SWIFT MT103 F50): Include full account details, including the account number, full name (no initials), and address to avoid delays.
Beneficiary Customer (SWIFT MT103 F59): Ensure to provide the IBAN, full name (no initials), and address of the beneficiary to prevent delays.
Include IBAN numbers for beneficiaries with accounts in Germany in the payment instructions.

Beneficiary Bank (SWIFT MT103 F57): Include SWIFT BIC with required branch identifier, full name, and address of the beneficiary bank. SWIFT BIC has 8 or 11 characters (e.g., xxxxDExx or xxxxDExxxxx). SWIFT BIC is essential for routing payments as there are no specific bank clearing codes for cross-border payments.

Cross-border invoice requirements for Germany E-invoicing rules, tax IDs, mandatory fields and invoice language for invoices issued in Germany.

SWIFT/BIC code holders in Germany (1183)

Banks, EMIs, PSPs and other organizations with an assigned BIC. Click any entry for SWIFT/BIC details, correspondent banking data and supported currencies.

BOSCDE6G ROBERT BOSCH GMBH ROSHDEMM ROHDE AND SCHWARZ GMBH AND CO. KG ROHGDE8F ROSENBERGER HOCHFREQUENZTECHNIK, GMBH AND CO. KG ROVRDE2T ROSTOCKER VOLKS- UND RAIFFEISENBANK EG RTBGDE5K ROTHENBERGER AG SABUDES1 RSB RETAIL + SERVICE BANK GMBH XRTRDEF1 RTR (REUTERS-REALTIME-DATEN) RUVODE51 RUESSELSHEIMER VOLKSBANKE EG RHEIDE51 RV BANK RHEIN-HAARDT EG RWEGDE3E RWE AG RTSGDE31 RWE TRADING SERVICES GMBH PULSDEDD S BROKER AG AND CO KG FAGBDE82 S-FACTORING GMBH SKPADEB1 S-KREDITPARTNER GMBH SWCEDE5P S.W.I.F.T. SC GLOBAL SUPPORT DELIVERY (LIVE) SARKDE81 SAALESPARKASSE SABDDE88 SAECHSISCHE AUFBAUBANK FOERDERBANK SGMHDEFF SAF-HOLLAND GMBH SGARDE55 SAG ARIS GMBH SABCDEF2 SAMAN BANK NIEDERLASSUNG FRANKFURT SCNTDEF1 SAMSUNG C AND T DEUTSCHLAND GMBH SECTDE51 SAMSUNG ELECTRONICS HOLDING GMBH AKBCDE31 SANTANDER CONSUMER BANK (FORMERLY AKB, BANK AG) SCFBDE33 SANTANDER CONSUMER BANK AG SAPDDEFF SAP SE SAGXDE8G SARTORIUS AG SEIKDE51 SAVILLS FUND MANAGEMENT GMBH SCABDEMM SCALABLE CAPITAL GMBH SCAFDE77 SCHAEFFLER AG SCLHDEMM SCHALTBAU HOLDING AG SCNGDE22 SCHNELLECKE GROUP AG AND CO. KG SCWEDED1 SCHNIGGE CAPITAL MARKETS SE SCRGDE6E SCHOLZ RECYCLING GMBH SHOTDEFF SCHOTT AG AARIDE61 SCHRODER REAL ESTATE, KAPITALVERWALTUNGSGESELLSCHAFT MBH SCGGDE55 SCHUETZ GMBH UND CO. KGAA PSRGDES1 SCOPE RATINGS GMBH SEATDE21 SEAT BANK GMBH SECGDEFF SECB SWISS EURO CLEARING BANK GMBH SDHHDEH1 SECURITY DEPOT KT HAMBURG GMBH SSEUDEBB SEFE SECURING ENERGY FOR EUROPE GMBH SFLEDEB1 SENATSVERWALTUNG FUR FINANZEN BERLIN SCRUDE5S SERVICE FEDERAL CREDIT UNION SGBMDE77 SGB-SMIT GMBH SHBKDEFF SHINHAN BANK EUROPE GMBH SIDEDEH2 SIDECAPS GMBH SDRKDE88 SIEGWERK DRUCKFARBEN AG AND CO. KGAA SIEMDEMM SIEMENS AG SIBADEMM SIEMENS BANK GMBH SNRGDEMM SIEMENS ENERGY GLOBAL GMBH UND CO. KG SIKADEMM SIEMENS FONDS INVEST GMBH SIHCDE8E SIEMENS HEALTHINEERS AG SIETDEH2 SIGNAL IDUNA ASSET MANAGEMENT GMBH SIBSDEHH SIGNAL IDUNA BAUSPAR AG SIKBDE55 SIKB AG- SAARLAENDISCHE, INVESTITIONSKREDI BANK AG SKLEDEB1 SKANDIA LEBENSVERSICHERUNG AG ESSEDEFF SKANDINAVISKA ENSKILDA BANKEN AB (PUBL), FRANKFURT BRANCH COWEDE71 SMALL AND MID CAP INVESTMENTBANK AG WALCDEB2 SMARTBROKER AG SMBCDEFF SMBC BANK EU AG SMGMDEDD SMS GMBH SGEFDEFF SOCIETE GENERALE EFFEKTEN GMBH SOGEDEFF SOCIETE GENERALE S.A. SOFWDE5D SOFTWARE AG SOFWDE5D SOFTWARE GMBH SOBKDEB2 SOLARIS SE BFSWDE33 SOZIALBANK AG SDBTDE21 SPAR- UND DARLEHNSKASSE BOERDE, LAMSTEDT-HECHTHAUSEN EG SBBWDEST SPARDA-BANK BADEN-WUERTTEMBERG EG SPBKDEFF SPARDA-BANK HESSEN EG

Germany: SWIFT/BIC Codes & Payment Info

SWIFT/BIC code holders in Germany (1183)

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