What is the SWIFT/BIC code format used in Germany?

Every bank, EMI and PSP in Germany that sends international payments has an 8 or 11 character SWIFT/BIC code. Ohmyfin lists 1,183 institutions in Germany with an assigned BIC. You can verify any of them on this page or through the Ohmyfin API.

Is IBAN mandatory in Germany?

Yes. IBAN is required for bank accounts in Germany. The local IBAN follows the format DE2!n8!n10!n.

Germany: SWIFT/BIC Codes & Payment Info

Browse banks, EMIs, PSPs and other organizations in Germany that hold a SWIFT/BIC code. See correspondent banking data and review the country's payment requirements.

Currency

EUR (Euro)

IBAN

Mandatory (DE2!n8!n10!n)

SEPA

Yes

Cross-border payments and banking in Germany: Overview: Remitter should obtain all required bank information from the Beneficiary, such as SWIFT BIC, IBAN, and beneficiary bank address. For more information, visit www.bundesbank.de.

Country Requirements/Restrictions:

Payment Restrictions: Payments exceeding EUR 12,500 between residents and non-residents must be reported to the central bank.
Account Restrictions: Residents and non-residents can open and maintain accounts in local (EUR) and foreign currencies both locally and abroad. Account opening requires authorized signatures and company registration documents.
SEPA: Strict SEPA guidelines apply for euro payments. IBAN and SWIFT BIC are essential for all euro transactions, especially for accounts in Germany.

Payment Formatting Rules for EUR:

Ordering Customer (SWIFT MT103 F50): Include full account details, including the account number, full name (no initials), and address to avoid delays.
Beneficiary Customer (SWIFT MT103 F59): Ensure to provide the IBAN, full name (no initials), and address of the beneficiary to prevent delays.
Include IBAN numbers for beneficiaries with accounts in Germany in the payment instructions.

Beneficiary Bank (SWIFT MT103 F57): Include SWIFT BIC with required branch identifier, full name, and address of the beneficiary bank. SWIFT BIC has 8 or 11 characters (e.g., xxxxDExx or xxxxDExxxxx). SWIFT BIC is essential for routing payments as there are no specific bank clearing codes for cross-border payments.

Cross-border invoice requirements for Germany E-invoicing rules, tax IDs, mandatory fields and invoice language for invoices issued in Germany.

SWIFT/BIC code holders in Germany (1183)

Banks, EMIs, PSPs and other organizations with an assigned BIC. Click any entry for SWIFT/BIC details, correspondent banking data and supported currencies.

SLEEDE66 STUTTGARTER LEBENSVERSICHERUNG AG SUEDDE5M SUDZUCKER AG SUFGDE5B SUED- WEST- KREDITBANK FINANZIERUNG, GMBH DEAKDES1 SUEDDEUTSCHE AKTIENBANK AG SUSKDEM1 SUEDTIROLER SPARKASSE SWBSDESS SUEDWESTBANK - BAWAG AG NIEDERLASSUNG, DEUTSCHLAND SMBCDEDD SUMITOMO MITSUI BANKING CORPORATION SUKODEFF SUMITOMO RIKO EUROPE GMBH MHSBDEHB SUTOR BANK GMBH SWNBDEBB SWAN SAS - ZWEIGNIEDERLASSUNG, DEUTSCHLAND SLAMDEMM SWISS LIFE INSURANCE ASSET MANAGERS, GMBH SWREDEM1 SWISS RE LIFE AND HEALTH GERMANY SYBKDE22 SYDBANK A/S - FILIALE FLENSBURG SYHGDE61 SYNLAB HOLDING GMBH TXSEDE21 TALANX SERVICE AG CMCIDEFF TARGOBANK AG TAWGDE51 TASS WERTPAPIERHANDELSBANK GMBH TGAMDE81 TBF GLOBAL ASSET MANAGEMENT GMBH TEAMDE77 TEAMBANK AG TEKRDE71 TEBA KREDITBANK GMBH UND CO KG WEGBDE77 TEN31 BANK AG THELDEHH TER HELL AND CO. GMBH TESADE8N TESA SE TEST Test Bank TESTXX00 Test Organization TFLGDE88 TFL LEDERTECHNIK GMBH BAEHDEF1 THE BANK OF NEW YORK MELLON S.A./N.V BNYMDEFX THE BANK OF NEW YORK MELLON SA/ NV,, ASSET SERVICING, NIEDERLASSUNG, FRANKFURT AM MAIN IRVTDEFX THE BANK OF NEW YORK MELLON, FRANKFURT, BRANCH KODBDEFF THE KOREA DEVELOPMENT BANK FRANKFURT, BRANCH TABEDE81 THUERINGER AUFBAUBANK AOR THYSDE33 THYSSENKRUPP AG TMWPDEM1 TMW PROPERTY INVESTMENT GMBH TTDGDE3R TOI TOI AND DIXI GROUP GMBH TOSHDE3N TOSHIBA EUROPE GMBH TOBADE33 TOYOTA KREDITBANK GMBH TREBDED1 TRADE REPUBLIC BANK GMBH TRBKDEBB TRADE REPUBLIC BANK, GMBH TRDADEBB TRADEGATE AG TRDVDEMM TRADEVEST MARKETS AG TRGHDE82 TRADING 212 EU GMBH TRGMDEB1 TRAILSTONE GMBH TEZGDEB1 TRANSACT ELEKTRONISCHE, ZAHLUNGSSYSTEME GMBH TRTODEMM TRATON SE TISGDE5W TREASURY INTELLIGENCE SOLUTIONS GMBH TRZODEB2 TREEZOR SAS, ZWEIGNIEDERLASSUNG, DEUTSCHLAND TGGBDE88 TRENCH GERMANY GMBH TRODDEF1 TRIODOS BANK N.V. DEUTSCHLAND TRUFDE66 TRUMPF FINANCIAL SERVICES GMBH TUEVDEM1 TUEV SUED AG TUIUDE2H TUI AG TUWADES1 TULLIUS WALDEN BANK AG TUVRDE33 TUV RHEINLAND AG PBTBDEH1 TXB TRANSAKTIONSBANK GMBH UBSNDEF1 UBS ASSET MANAGEMENT (DEUTSCHLAND), GMBH SMHBDEFF UBS EUROPE SE UREADEM1 UBS REAL ESTATE GMBH SANWDED1 UFJ BANK LIMITED,DUSSELDORF BRANCH UMLTDE33 UMLAUT SE UMWEDE7N UMWELTBANK AG HVBWDEM1 UNICREDIT BANK AG HYVEDEMM UNICREDIT BANK GMBH HYVEDEMM UNICREDIT BANK GMBH (HYPOVEREINSBANK) CLABDEM1 UNICREDIT FAMILY FINANCING BANK HINVDEH1 UNICREDIT LEASING FINANCE GMBH BMPBDEF2 UNICREDIT NV/SA GERMAN BRANCH PANXDEF2 UNIFIEDPOST PAYMENTS SA (GERMAN, BRANCH) UDHODEH1 UNILEVER DEUTSCHLAND HOLDING GMBH UNBNDE21 UNION BANK AG YUINDEFF UNION INVESTMENT INSTITUTIONAL GMBH

Germany: SWIFT/BIC Codes & Payment Info

SWIFT/BIC code holders in Germany (1183)

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