What is the SWIFT/BIC code format used in Germany?

Every bank, EMI and PSP in Germany that sends international payments has an 8 or 11 character SWIFT/BIC code. Ohmyfin lists 1,183 institutions in Germany with an assigned BIC. You can verify any of them on this page or through the Ohmyfin API.

Is IBAN mandatory in Germany?

Yes. IBAN is required for bank accounts in Germany. The local IBAN follows the format DE2!n8!n10!n.

Germany: SWIFT/BIC Codes & Payment Info

Browse banks, EMIs, PSPs and other organizations in Germany that hold a SWIFT/BIC code. See correspondent banking data and review the country's payment requirements.

Currency

EUR (Euro)

IBAN

Mandatory (DE2!n8!n10!n)

SEPA

Yes

Cross-border payments and banking in Germany: Overview: Remitter should obtain all required bank information from the Beneficiary, such as SWIFT BIC, IBAN, and beneficiary bank address. For more information, visit www.bundesbank.de.

Country Requirements/Restrictions:

Payment Restrictions: Payments exceeding EUR 12,500 between residents and non-residents must be reported to the central bank.
Account Restrictions: Residents and non-residents can open and maintain accounts in local (EUR) and foreign currencies both locally and abroad. Account opening requires authorized signatures and company registration documents.
SEPA: Strict SEPA guidelines apply for euro payments. IBAN and SWIFT BIC are essential for all euro transactions, especially for accounts in Germany.

Payment Formatting Rules for EUR:

Ordering Customer (SWIFT MT103 F50): Include full account details, including the account number, full name (no initials), and address to avoid delays.
Beneficiary Customer (SWIFT MT103 F59): Ensure to provide the IBAN, full name (no initials), and address of the beneficiary to prevent delays.
Include IBAN numbers for beneficiaries with accounts in Germany in the payment instructions.

Beneficiary Bank (SWIFT MT103 F57): Include SWIFT BIC with required branch identifier, full name, and address of the beneficiary bank. SWIFT BIC has 8 or 11 characters (e.g., xxxxDExx or xxxxDExxxxx). SWIFT BIC is essential for routing payments as there are no specific bank clearing codes for cross-border payments.

Cross-border invoice requirements for Germany E-invoicing rules, tax IDs, mandatory fields and invoice language for invoices issued in Germany.

SWIFT/BIC code holders in Germany (1183)

Banks, EMIs, PSPs and other organizations with an assigned BIC. Click any entry for SWIFT/BIC details, correspondent banking data and supported currencies.

MPAYDEB2 MANGOPAY S.A. GERMAN BRANCH MHIGDE6L MANN AND HUMMEL INTERNATIONAL GMBH, AND CO KG MCRDDEHH MARCARD,STEIN AND CO AG MBAGDEHH MARQUARD AND BAHLS AG MAIHDEM2 MATFEM INGENIEURGESELLSCHAFT MBH MAVHDE88 MAUSER INDUSTRIEVERPACKUNGEN GMBH MAXIDEH2 MAXINGVEST GMBH UND CO. KGAA MKGMDE51 MCE BANK GMBH MERGDEMH MEAG MUNICH ERGO ASSETMANAGEMENT, GMBH MEAGDEMM MEAG MUNICH ERGO KAPITALANLAGE, GESELLSCHAFT MBH MDEHDEH2 MEDIASAPIENS GMBH MEGHDE81 MEDISERV BANK GMBH MEIKDE66 MEIKO MASCHINENBAU GMBH AND CO. KG MBGCDE88 MELITTA GROUP MANAGEMENT GMBH AND CO., KG MEBEDE6S MERCEDES-BENZ BANK AG DCAGDE6S MERCEDES-BENZ GROUP AG DCPTDE6S MERCEDES-BENZ PENSION TRUST E.V. MRKGDE5D MERCK FINANCIAL SERVICES GMBH SCHGDE55 MERKUR PRIVATBANK KGAA GAUSDE88 MERKUR.COM AG MKAGDEFF METZLER ASSET MANAGEMENT GMBH MFIMDEM1 MFI ASSET MANAGEMENT GMBH TRWEDE51 MH TRADING WERTPAPIERHANDELSGES.MBH KHMIDEMM MIDDLE EAST BANK, MUNICH BRANCH MIELDE31 MIELE AND CIE. KG MIVIDE8B MINIMAX VIKING GMBH MFLSDE81 MINISTERIUM DER FINANZEN DES LANDES, SACHSEN-ANHALT MIFHDE81 MINISTERIUM DER FINANZEN RHEINLAND-, PFALZ MFEADE81 MINISTERIUM DER FINANZEN UND FUER, WISSENSCHAFT DES SAARLANDES MFLBDE81 MINISTERIUM DER FINANZEN UND FUR EUROPA, DES LANDES BRANDENBURG MFFSDE81 MINISTRY OF FINANCE, FEDERAL STATE OF, SAXONY-ANHALT MIBEDEFF MISR BANK-EUROPE GMBH MHCBDEDD MIZUHO BANK LTD., DUESSELDORF BRANCH IBJIDEFF MIZUHO SECURITIES EUROPE GMBH MLPBDE61 MLP BANKING AG MKBKDE51 MMV BANK GMBH MOKGDE3B MONEGA KAPITALANLAGEGESELLSCHAFT MBH MOODDEF1 MOODY'S DEUTSCHLAND GMBH MSFFDEFX MORGAN STANLEY BANK AG MSPCDEF1 MORGAN STANLEY BANK INTERNATIONAL, LIMITED, NIEDERLASSUNG DEUTSCHLAND MSSEDEFB MORGAN STANLEY EUROPE SE MOGFDEFF MORGENFUND GMBH SAVHDE66 MOTHERSON SEQUENCING AND ASSEMBLY, SERVICES GLOBAL GROUP GMBH MPCCDEH1 MPC MUENCHMEYER PETERSEN CAPITAL AG MRGRDEMM MUENCHENER RUECKVERSICHERUNGS-, GESELLSCHAFT MLBKDEH1 MUENSTERLANDISCHE BANK THIE AND CO. KG BOTKDEDX MUFG BANK (EUROPE) N.V. GERMANY BRANCH MUHBDE33 MUHR UND BENDER KG MUWODE8W MULTIVAC SEPP HAGGENMULLER SE AND CO., KG MHYPDEMM MUNCHENER HYPOTHEKENBANK E.G. MWFWDE7G MWB FAIRTRADE WERTPAPIERHANDELSBANK, AG NTSBDEBB N26 BANK AG NASSDE55 NASSAUISCHE SPARKASSE NBPADEFF NATIONAL BANK OF PAKISTAN, FRANKFURT NWBKDEFF NATIONAL WESTMINSTER BANK PLC NBAGDE3E NATIONAL-BANK AG NATXDEFP NATIXIS PFANDBRIEFBANK AG NATXDEFF NATIXIS ZWEIGNIEDERLASSUNG, DEUTSCHLAND NWBEDEF3 NATWEST BANK EUROPE GMBH RBOSDEFF NATWEST MARKETS PLC (NIEDERLASSUNG, FRANKFURT) MNBIDE5M NAVY FEDERAL CREDIT UNION - OVERSEAS, MILITARY BANK NKGWDEHH NEUMANN GRUPPE GMBH FBHLDEFF NEXENT BANK N.V. NIEDERLASSUNG DEUT, SCHLAND NZFMDEF1 NIBC BANK N.V. ZWEIGNIEDERLASSUNG, FRANKFURT AM MAIN XHANDE21 NIEDERSACHSISCHE BORSE ZU HANNOVER, E.V. MATRDEFB NOMURA ASSET MANAGEMENT EUROPE KVG, MBH NFPEDEFF NOMURA FINANCIAL PRODUCTS EUROPE, GMBH DEHYDE2H NORDDEUTSCHE LANDESBANK NDEADEFF NORDEA BANK ABP FRANKFURT BRANCH NXSEDEHH NORDEX SE

Germany: SWIFT/BIC Codes & Payment Info

SWIFT/BIC code holders in Germany (1183)

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