What is the SWIFT/BIC code format used in Germany?

Every bank, EMI and PSP in Germany that sends international payments has an 8 or 11 character SWIFT/BIC code. Ohmyfin lists 1,183 institutions in Germany with an assigned BIC. You can verify any of them on this page or through the Ohmyfin API.

Is IBAN mandatory in Germany?

Yes. IBAN is required for bank accounts in Germany. The local IBAN follows the format DE2!n8!n10!n.

Germany: SWIFT/BIC Codes & Payment Info

Browse banks, EMIs, PSPs and other organizations in Germany that hold a SWIFT/BIC code. See correspondent banking data and review the country's payment requirements.

Currency

EUR (Euro)

IBAN

Mandatory (DE2!n8!n10!n)

SEPA

Yes

Cross-border payments and banking in Germany: Overview: Remitter should obtain all required bank information from the Beneficiary, such as SWIFT BIC, IBAN, and beneficiary bank address. For more information, visit www.bundesbank.de.

Country Requirements/Restrictions:

Payment Restrictions: Payments exceeding EUR 12,500 between residents and non-residents must be reported to the central bank.
Account Restrictions: Residents and non-residents can open and maintain accounts in local (EUR) and foreign currencies both locally and abroad. Account opening requires authorized signatures and company registration documents.
SEPA: Strict SEPA guidelines apply for euro payments. IBAN and SWIFT BIC are essential for all euro transactions, especially for accounts in Germany.

Payment Formatting Rules for EUR:

Ordering Customer (SWIFT MT103 F50): Include full account details, including the account number, full name (no initials), and address to avoid delays.
Beneficiary Customer (SWIFT MT103 F59): Ensure to provide the IBAN, full name (no initials), and address of the beneficiary to prevent delays.
Include IBAN numbers for beneficiaries with accounts in Germany in the payment instructions.

Beneficiary Bank (SWIFT MT103 F57): Include SWIFT BIC with required branch identifier, full name, and address of the beneficiary bank. SWIFT BIC has 8 or 11 characters (e.g., xxxxDExx or xxxxDExxxxx). SWIFT BIC is essential for routing payments as there are no specific bank clearing codes for cross-border payments.

Cross-border invoice requirements for Germany E-invoicing rules, tax IDs, mandatory fields and invoice language for invoices issued in Germany.

SWIFT/BIC code holders in Germany (1183)

Banks, EMIs, PSPs and other organizations with an assigned BIC. Click any entry for SWIFT/BIC details, correspondent banking data and supported currencies.

HOEBDE61 HOERNER BANK AG HFPNDE32 HOIST FINANCE AB (PUBL) NIEDERLASSUNG, DEUTSCHLAND HOLVDEB1 HOLVI PAYMENT SERVICES OY, ZWEIGNIEDERLASSUNG DEUTSCHLAND HONDDEF1 HONDA BANK GMBH HOGBDEF1 HORDORFF GMBH TUBDDEDD HSBC CONTINENTAL EUROPE S.A., GERMANY HAMGDEDB HSBC GLOBAL ASSET MANAGEMENT, (DEUTSCHLAND) GMBH HSFADEH1 HSH FINANZFONDS AOR HUETDEDD HUETTENES ALBERTUS CHEMISCHE WERKE, GMBH HHUMDE33 HUF HUELSBECK UND FUERST GMBH AND CO., KG HUKBDE88 HUK-COBURG ASSET MANAGEMENT GMBH HCSEDEF1 HYUNDAI CAPITAL BANK EUROPE GMBH ICIEDEB1 I.C.M. INVESTMENTBANK AG FXBBDEM2 IBAN FIRST SA MUNICH BRANCH IBKBDES1 IBM DEUTSCHLAND KREDITBANK GMBH CSHHDE71 IC CASH ICFFDEF1 ICF BANK AG RBKGDEF1 ICF BANK AG WERTPAPIERHANDELSBANK ICICDEFF ICICI BANK UK PLC, GERMANY BRANCH IFSGDE7P IFCO SYSTEMS GMBH IGSGDE3E IFM GROUP SERVICES GMBH IKWGDE8S IKA-WERKE GMBH AND CO. KG PLFGDE5A IKANO BANK AB (PUBL) ZWEIGNIEDERLASSUNG, DEUTSCHLAND IKGMDE51 IKANO BANK GMBH IKBDDEDD IKB DEUTSCHE INDUSTRIEBANK AG IOVEDEH1 INDONESISCHE OVERZEESE BANK NV (THE, INDONESIA OVERSEAS BANK) ICBKDEFF INDUSTRIAL AND COMMERCIAL BANK OF CHINA, LIMITED FRANKFURT BRANCH STYRDEFF INEOS STYROLUTION GROUP GMBH INGBDEFF ING-DIBA AG IISGDE82 INNOVATIVE INVESTMENT SOLUTIONS GMBH ISNTDEFF INSTINET GERMANY GMBH ICRDDE71 INTERCARD AG INKGDEDD INTERNATIONALE KAPITALANLAGEGES. MBH IBBFDE81 INTERNATIONALES BANKHAUS BODENSEE AG BCITDEFF INTESA SANPAOLO SPA FILIALE FRANKFURT INVODE51 INVESCO ASSET MANAGEMENT DEUTSCHLAND, GMBH ISBRDE55 INVESTITIONS- UND STRUKTURBANK, RHEINLAND-PFALZ (ISB) IBBBDEBB INVESTITIONSBANK BERLIN ILBXDE8X INVESTITIONSBANK DES LANDES, BRANDENBURG IBSHDE23 INVESTITIONSBANK SCHLESWIG-HOLSTEIN IPAGDEDF IPAGOO LLP GERMAN BRANCH ISBKDEFX ISBANK AG IINGDE3E ISTA SE TRANDE61 IVECO FINANCE GMBH JTBPDEFF J AND T BANKA A.S. ZWEIGNIEDERLASSUNG, DEUTSCHLAND VOITDE68 J.M. VOITH SE UND CO. KG CORPORATE, FINANCE JPMGDEFF J.P. MORGAN SE MGTCDE51 J.P.MORGAN FONDS SERVICES GMBH JAHGDE88 JANOSCHKA HOLDING GMBH JEFFDEFF JEFFERIES GMBH REAHDEH2 JFD BANK AG BEGODEHH JOH. BERENBERG,GOSSLER AND CO KG JUNGDEHA JUNGHEINRICH AG JYBADEHH JYSKE BANK A/S, FILIALE HAMBURG KSAGDE88 K+S AKTIENGESELSCHAFT KANMDEF1 KANAM GRUND KAPITALANLAGEGESELL, SCHAFT MBH KNMSDEF1 KANAM GRUND SPEZIALFONDSGESELL, SCHAFT MBH KSTODE2T KARL STORZ SE AND CO. KG KREDDEDD KBC BANK NV NIEDERLASSUNG DEUTSCHLAND KOEXDEFA KEB HANA BANK (D) AG KLVNDE8B KELVION HOLDING GMBH JBBRDEF1 KEPLER CAPITAL MARKETS KENGDED1 KERDOS INVESTMENT-AG TGV DTABDED1 KFW IPEXDEFF KFW IPEX BANK GMBH KIONDEFF KION GROUP AG KIAGDE88 KIRCHHOFF AUTOMOTIVE SE KLRNDEBE KLARNA BANK AB, GERMAN BRANCH KJWBDEF1 KLING JELKO WERTPAPIERHANDELSBANK AG GEEGDE55 KLOECKNER PENTAPLAST GMBH

Germany: SWIFT/BIC Codes & Payment Info

SWIFT/BIC code holders in Germany (1183)

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